When it comes to Professional Liability Insurance for Architects and Engineers, we're amazed that design professionals across the nation are willing to tolerate sub-par customer service as a way of life. At Fenner & Esler, we're a bit different. We do our best to make sure that you are dealt with promptly and courteously. Have a question, but don't know the answer? Check our FAQ's below.

Where does Fenner & Esler provide its services?

Today, Fenner & Esler is a full-service insurance brokerage, risk management and consulting organization, servicing the needs of architects, engineers, and surveyors in over 30 states across the U.S. Please Refer to the dropdown menu below to see if Fenner & Esler provides professional liability insurance services for engineers and architects in your area. U.S. States Alabama Alaska Arizona California Colorado Connecticut District of Columbia Delaware Florida Georgia Idaho Illinois Indiana Iowa Kansas Maryland Massachusetts Michigan Minnesota Missouri Montana North Carolina New Jersey New Mexico Nevada New York Ohio Oregon Pennsylvania Rhode Island South Carolina Tennessee Texas Virginia Washington Wisconsin West Virginia

Does getting a quote cost me money?

Never. Getting a quote is always free. Its our way of saying "Welcome to Fenner & Esler". We know how hard it is to worry about your insurance, let alone find a company that will take care of your needs. At F&E, we'll provide a quote on the exact coverage needed-even for those in the middle of a multi-year policy. Firms with under $5 million in billings can take advantage of our two-page Easy Form. Just Click Here.

Where can I find an application for coverage?

Easy. Click here. Take a look at our Application Page and pick up the right application for your firm. If your firms billings are less than $1,000,000, then choose the Small Firm Application. If your firms billings equal more than $1,000,000, then choose the Large Firm Application.

How soon does my coverage start after I apply?

There is no simple answer. How quick your coverage begins, depends on many different factors, including the size of your company; the number of claims and whether or not you already have liability coverage with another agency. But one thing is for sure, we will work to make sure that your coverage begins ASAP. We leverage the latest industry resources to provide you with the coverage, risk management and contract review tailored to your practice. See for yourself. Give us a call.

What is a "Claims Made" Policy?

In a claims-made policy, coverage is triggered by the date the insured first became aware of the possibility of a claim and notified the insurer of such knowledge. The insurance policy in force on the date the insured gained such awareness is the one which responds to the claim. The policy period for a claims-made policy will extend backwards in time to a “retroactive date” years before the policy was purchased. Therefore, the policy will provide coverage for claims made today stemming from actions or events all the way back to that retroactive date.