Rhode Island's official nickname is "The Ocean State", a reference to the state's geography, since Rhode Island has several large bays and inlets that amount to about 30% of its total area. Rhode Island and Providence Plantations, more commonly referred to as Rhode Island, is a state in the New England region of the United States. Providence Plantations was the name of the colony founded by Roger Williams in the area now known as the City of Providence. Rhode Island was the first of the thirteen original colonies to declare independence from British rule and the last to ratify the United States Constitution.

Be it insurance for your building, business property, equipment, inventory or company vehicles, F&E provides products and services to defend your business. We not only negotiate extremely competitive pricing, but we additionally provide non-standard contract reviews, in house risk management seminars, pre and post claims assistance, attorney selection, incident reporting, pre-acquisition due diligence, etc. In purchasing professional liability insurance, a design professional can choose the amount of risk he or his company can sensibly deal with by increasing or decreasing the margin of coverage and/or the deductible which applies to each claim. From start-up firms to those ranked in the ENR 500, clients of all sizes appreciate that Fenner & Esler knows construction and design. Fenner & Esler Insurance excels in providing tailored insurance arrangements for architecture and engineering professionals. Even if you're in the middle of a multi-year policy, we'd be happy to provide a quote on the exact insurance plan for your company. When it comes to professional liability for architects and engineers, experience is the most important quality in a brokerage. Since 1923, Fenner & Esler has been delivering the right amount of coverage and value to professionals and firms of all sizes. Besides offering professional liability insurance, we specializes in commercial, personal lines and special risk insurance for your firm. Understand that one of the most beneficial aspects of architects and engineers liability insurance is the agency's responsibility to shield the A/E should a lawsuit occur. Fenner & Esler's purpose is to assist you in all of your company's insurance needs and facilitate you to carry out and arrange for all potential risks. Our company is sovereign, serving numerous "A" rated carriers that can implement professional liability that is customized, reasonable and conformable. As insurance professionals, F&E assesses your firm's insurance requisites and offer you an array of liability products to select. The land area of Rhode Island is 1,045 square miles (2706 km2), but its total area is significantly larger (in the United States, all seawater and ocean floors that are more than three nautical miles from land belong to the Federal Government. Rhode Island borders Connecticut to the west, Massachusetts to the north and east, and shares a water boundary with New York's Long Island to the southwest. The name Rhode Island and Providence Plantations derives from the merger of two colonies, Providence Plantations and Rhode Island. Rhode Island was the area now known as Aquidneck Island, which now comprises the city of Newport and the towns of Middletown and Portsmouth, the largest of several islands in Narragansett Bay. It is the smallest US state by area. Despite the name, most of Rhode Island is on the mainland United States.