Fenner & Esler Frequently Asked Questions

FAQs

When it comes to Professional Liability Insurance for Architects and Engineers, we’re amazed that design professionals across the nation are willing to tolerate sub-par customer service as a way of life. At Fenner & Esler, we’re different. We do our best to make sure that you are dealt with promptly and courteously. Have a question, but don’t know the answer? Check our FAQ’s below.

Where does Fenner & Esler provide its services?

Today, Fenner & Esler is a full-service insurance brokerage, risk management and consulting organization, servicing the needs of architects, engineers, and surveyors in 42 states across the U.S. Please contact Fenner & Esler to find out where we can provide professional liability insurance services for engineers and architects in your area.

How does coverage vary for all these specialties?

We’ve made a deep study of the differing needs for engineer insurance, architect insurance, surveyors insurance and environmental consultant insurance. Our knowledge of these industries – and our relationship with multiple “A”-rated carriers – allows us to provide exactly what you need. And eliminate what you don’t. Contact us to talk about your firm or project and allow us to put our decades of experience to work in crafting a value-driven liability insurance policy.

Does getting a quote cost me money?

Never. Getting a quote is always free. Its our way of saying “Welcome to Fenner & Esler”. We know how hard it is to worry about your insurance, let alone find a company that will take care of your needs. At F&E, we’ll provide a quote on the exact coverage needed, even for those in the middle of a multi-year policy. Firms with under $5 million in billings can take advantage of our Easy Form. Just Click Here.

My firm/project is large/small. Can you service it effectively?

Fenner & Esler has built its reputation by assisting companies of all sizes. Whether you’re a start-up or large firm, we can help you in risk management across all platforms. Our relationship with multiple liability insurance carriers gives us the tools to build coverage that addresses all aspects and needs.

We consider a “small firm” one whose annual billings are $1,000,000 and under.

Where can I find an application for coverage?

Easy. Click here. Take a look at our Application Page and pick up the right application for your firm. If your firms billings are less than $1,000,000, then choose the Small Firm Application. If your firms billings equal more than $1,000,000, then choose the Large Firm Application.

How soon does my coverage start after I apply?

There is no simple answer. How quick your coverage begins, depends on many different factors, including the size of your company; the number of claims and whether or not you already have liability coverage with another agency. But one thing is for sure, we will work to make sure that your coverage begins ASAP. We leverage the latest industry resources to provide you with the coverage, risk management and contract review tailored to your practice. See for yourself. Give us a call.

What is a “Claims Made” Policy?

In a claims-made policy, coverage is triggered by the date the insured first became aware of the possibility of a claim and notified the insurer of such knowledge. The insurance policy in force on the date the insured gained such awareness is the one which responds to the claim.

I already have a policy. What can you do for me?

With our decades of experience, its worth letting us review your present coverage. We stay ahead of the latest requirements and standards in your industry, and thus, can deliver the best mix of coverage and value. Contact us here for more information.