Florida was the 27th state admitted to the United States. The United States Census Bureau estimates that the state population was 18,328,340 in 2008, ranking Florida as the fourth most populous state in the US. Much of the land mass of the state is a large peninsula with the Gulf of Mexico to the west, and the Atlantic Ocean to the east.

The clearly favorable angle of architects and engineers professional liability coverage is the brokerage's responsibility to defend the A/E should a lawsuit occur. We're leaders in providing personalized insurance for A/E companies. Fenner & Esler's purpose is to support you in all of your professional liability needs and aid you to manage and plan for all prospective risks. When it comes to professional liability for architects and engineers, wisdom is what you should be looking for in an agency. From start-ups to ENR 500 ranked firms, clients of all sizes recognize that Fenner & Esler knows construction and design. F&E is an established brokerage; we assess your firm's insurance needs and lay out an assortment of insurance products to choose from. When deciding on professional liability coverage, a design professional can appoint how much liability he or his firm can realistically handle by raising or lowering the margin of insurance and/or the deductible appropriate to each claim.

For more than 80 years, Fenner & Esler has been delivering flawless coverage and value to professionals and firms of all sizes. Fenner & Esler is independent, serving numerous "A" rated carriers that can furnish coverage that's personalized, popularly priced and versatile. Not only does F&E provide excellent pricing, but we furthermore serve non-standard contract reviews, in house risk management seminars, pre and post claims assistance, attorney selection, incident reporting, pre-acquisition due diligence, etc. Be it insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to shield your business.

Don't worry about coming to us mid-policy, it would be our pleasure to provide a quote on the precise coverage you need. Besides offering professional liability insurance, F&E Insurance Agency are experts in commercial, personal lines and special risk insurance for design professionals.

The state has four large urban areas, a number of smaller industrial cities, and many small towns. Tallahassee is the state capital, Jacksonville is the largest city, and the Miami metropolitan area is the largest metro area. Florida is a state located in the southeastern region of the United States, bordering Alabama to the northwest and Georgia to the north. It is nicknamed the "Sunshine State" because of its generally warm climate- subtropical in the northern and central regions of the state, with a true tropical climate in the southern portion.