Michigan is the eighth most populous state in the United States. Michigan has 64,980 inland lakes. It has the longest freshwater shoreline of any political subdivision in the world, being bounded by four of the five Great Lakes, plus Lake Saint Clair. When asked where in Michigan one comes from, a resident of the Lower Peninsula may often point to the corresponding part of his or her hand. The name Michigan is a French adaptation of the Ojibwe term mishigama, meaning "large water" or "large lake". The Lower Peninsula, to which the name Michigan was originally applied, is often dubbed "the mitten" by residents, owing to its shape.

Along with offering professional liability insurance, Fenner & Esler specializes in commercial, personal lines and special risk insurance for your firm. Not only does F&E provide excellent pricing, but we also handle non-standard contract reviews, in house risk management seminars, pre and post claims assistance, attorney selection, incident reporting, pre-acquisition due diligence, and more. Even if you're in the middle of a multi-year policy, we'd be happy to provide a quote on the precise insurance plan your company requires. Clearly the advantageous prospect of architects and engineers professional liability coverage is the brokerage's commitment to safeguard the design professional or company in the event of a lawsuit. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, F&E offers products and services to defend your company. From start-ups to ENR 500 ranked firms, design professionals across the board appreciate that Fenner & Esler is well acquainted with construction and design. Fenner & Esler's purpose is to support you in all of your company's insurance necessities and facilitate you to carry out and arrange for all prospective risks. It's been nearly a century that Fenner & Esler has been delivering the right amount of coverage and value to professionals and firms of all sizes. Fenner & Esler Insurance Agency determines your coverage requisites and lay out a variety of liability products to choose from. We are independent, acting for numerous "A" rated carriers that can provide coverage that's made-to-order, popularly priced and adaptable. We're leaders in providing made-to-order coverage plans for design professionals and related companies. When it comes to professional liability coverage for architects and engineers, experience is the most important quality in a brokerage. In purchasing professional liability insurance, an architect or engineer can designate the amount of risk he or his firm can realistically deal with by raising or lowering the limit of coverage and/or the deductible relevant to each claim.

In 2005, Michigan ranked third for the number of registered recreational boats, behind California and Florida. The Upper Peninsula (often referred to as "The UP") is separated from the Lower Peninsula by the Straits of Mackinac, a five-mile (8 km)-wide channel that joins Lake Huron to Lake Michigan. Michigan is the only state to consist entirely of two peninsulas. A person in the state is never more than six miles (10 km) from a natural water source,[citation needed] or more than 2 miles (13 km) from a Great Lakes shoreline. Michigan is a Midwestern state of the United States of America. The Upper Peninsula is economically important for tourism and natural resources.