Clearly one of the most beneficial aspects of architects and engineers professional liability coverage is the agency's agreement to shield the client in case of a lawsuit. With Fenner & Esler Insurance Agency, a design professional can select the amount of exposure he or his firm can realistically govern by increasing or decreasing the limit of coverage and/or the deductible which applies to each claim.

New York City, which is geographically the largest city in the state and most populous in the United States, is known for its history as a gateway for immigration to the United States and its status as a financial, cultural, transportation, and manufacturing center. The state has a maritime border with Rhode Island east of Long Island, as well as an international border with the Canadian provinces of Ontario to the west, and Quebec to the north. New York is the nation's third most populous state.

From start-up firms to those ranked in the ENR 500, clients of all sizes appreciate that Fenner & Esler knows the built environment. Be it insurance for your building, business property, equipment, inventory or company vehicles, F&E provides products and services to protect your firm. Not only does F&E provide excellent pricing, but we additionally provide non-standard contract reviews, in house risk management seminars, pre and post claims assistance, attorney selection, incident reporting, pre-acquisition due diligence, and anything you or your firm might need. Our company is an industry forerunner in providing personalized coverage plans for design professionals and related companies.

F&E Insurance is independent, serving numerous "A" rated carriers that can bestow professional liability that is tailored, competitive and adaptable. Even if you're in the middle of a multi-year policy, we'd be happy to provide a quote on the exact coverage you need. F&E aims to support you in all of your company's insurance needs and assist you to cope and plan for all potential risks. Fenner & Esler Insurance Agency determines your coverage needs and offer an array of insurance products to select. For more than 80 years, Fenner & Esler has been delivering the right amount of coverage and value to professionals and firms of all sizes. When it comes to professional liability for architects and engineers, experience is the most important quality in a brokerage. Along with offering professional liability insurance, Fenner & Esler specializes in commercial, personal lines and special risk insurance for design professionals.

New York is often referred to as New York State to distinguish it from New York City. According to the US Department of Commerce, it is also a destination of choice for many foreign visitors. The state is bordered by New Jersey and Pennsylvania to the south, and Connecticut, Massachusetts and Vermont to the east. Both state and city were named for the 17th century Duke of York, James Stuart, future James II and VII of England and Scotland.