More than 300 miles (500 km) from the coast, the western, mountainous part of North Carolina has a subtropical highland climate. The state borders South Carolina and Georgia to the south, Tennessee to the west and Virginia to the north. North Carolina contains 100 counties. Its capital is Raleigh, and its largest city is Charlotte.

The clearly favorable angle of architects and engineers liability insurance is the brokerage's commitment to shield the design professional or firm should a lawsuit occur. For more than 80 years, Fenner & Esler has been delivering the best coverage and value to professionals and firms of all sizes. From start-ups to ENR 500 ranked firms, companies know that Fenner & Esler is well acquainted with the design business.

Aside from offering professional liability insurance, Fenner & Esler specializes in commercial, personal lines and special risk insurance for design professionals. Fenner & Esler Insurance Agency evaluates your firm's insurance needs and lay out a variety of liability products to choose from. We not only negotiate extremely competitive pricing, but we also handle non-standard contract reviews, in house risk management seminars, pre and post claims assistance, attorney selection, incident reporting, pre-acquisition due diligence, etc.

It doesn't make a difference if you are still in a multi-year policy, we'd be happy to provide a quote on the right insurance plan your company requires. F&E aims to take care of you in all of your company's professional liability needs and aid you to carry out and design for all possible risks. Architects & Engineers Professional Liability Insurance When it comes to professional liability for architects and engineers, experience is the most important quality in a brokerage. We're leaders in providing made-to-order insurance arrangements for design firms. With Fenner & Esler Insurance Agency, an architect or engineer can decide how much risk he or his firm can reasonably handle by expanding or lessening the margin of insurance and/or the deductible which applies to each claim. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to shield your firm. We are independent, acting for numerous "A" rated carriers that can equip professional liability that is made-to-order, reasonable and flexible.

The coastal plains are strongly influenced by the Atlantic Ocean. Most of North Carolina falls in the humid subtropical zone. The state is located on the Atlantic Seaboard in the southeastern United States. North Carolina has a wide range of elevations, from sea level on the coast to 6,684 feet (2,037 m) in the mountains. As of 2008 (the most current numbers available), North Carolina is the fourth-fastest growing state in the United States and the fastest growing state east of the Mississippi River.