logo


Architects & Engineers Insurance

Architects, Engineers, Surveyors and Environmental Consultants:

Save 20-40% on Insurance Policies

Since 1923, Fenner & Esler Insurance Agency has provided professional liability architects & engineers insurance and risk management services. Expertise and extensive knowledge of the built environment lends to our ability to provide appropriate and effective insurance coverage to Architects, Engineers, Surveyors and Environmental Consultants saving new clients 20-40% on insurance policies.

Let's Address Architects & Engineers Insurance & Risk Management

As an independent architects & engineers insurance company, Fenner & Esler Insurance Agency is not beholden to a single carrier or company, allowing us to provide design professionals with the most competitive insurance rates the industry has to offer- even for firms with previously reported professional liability insurance claims or circumstances. With extensive knowledge of the built world, Fenner & Esler Insurance Agency, not only provides insurance policies but also provides risk management consultations for their clients.

Quality Architects & Engineers Insurance

Fenner & Esler Insurance Agency serves professionals and firms throughout the United States carrying nearly a century of knowledge of the built environment. With decades of expertise on providing architects & engineers insurance, the specialists at Fenner & Esler have the knowledge, skill, and desire to provide insurance rates that keep your assets safe from harm.

Risk Management for Design Professionals

In the interest of providing the best coverage and risk management services to clients, Fenner & Esler Insurance Agency prides themselves on having superior customer service and consistently possessing the most up to date knowledge of all of their customers and the built environment. This ensures rates stay low for architects insurance, engineers insurance, surveyor insurance and environmental consultant insurance clients based on risk management needs.

Trusted Architect & Engineers Insurance Company

Fenner & Esler Insurance Agency allows architects, engineers, surveyors and environmental professionals to focus more on practice management and the growth of their own businesses while spending less time worrying about risk management and insurance coverage.

Client Projects & Case Studies

Private Residence - Bridgehampton, NY
Centerway Arch Bridge Project
Boys & Girls Club Binghamton, NY
Worcester Central School District
I-590 and Winton Road Interchange
Buffalo Niagara International Airport

Twitter feed is not available at the moment.

Architects Professional Liability Insurance Built for Design Risk

Design professionals face a unique set of risks that extend far beyond construction completion. Claims may arise from design interpretations, coordination challenges, or evolving client expectations years after a project is delivered. Fenner & Esler provides architects professional liability insurance designed to address these long-tail exposures while aligning coverage with how architectural firms actually operate.

As an independent insurance broker, we evaluate multiple carriers and policy structures to ensure architects receive coverage that reflects project scope, firm size, and contractual obligations rather than relying on generic policy templates.

Professional Liability Insurance for Engineers Across Disciplines

Engineering firms face heightened scrutiny due to the technical nature of their work and the downstream impact of design decisions. Professional liability insurance for engineers must be carefully structured to account for discipline-specific risks, including civil, mechanical, electrical, and structural engineering services.

Fenner & Esler works closely with engineering firms to ensure coverage keeps pace with expanding services, new project types, and changing regulatory requirements, providing long-term protection rather than short-term fixes.

Independent Broker Advantages for Architects and Engineers

Choosing an independent broker provides meaningful advantages when securing engineer professional liability insurance or architectural coverage. Because Fenner & Esler is not tied to a single insurance carrier, we focus on objective analysis and tailored recommendations instead of predefined products.

This independence allows us to:

  • Compare multiple policy forms and carriers
  • Negotiate terms aligned with your contracts
  • Adjust coverage as your firm evolves
  • Provide unbiased guidance during claims

Our role is to act as an advocate for your firm, not a representative of an insurance company.

Insurance for Architects and Engineers Beyond Professional Liability

While professional liability is critical, many firms require broader protection. Fenner & Esler helps firms structure insurance for architects and engineers that integrates general liability, cyber liability, and employment practices coverage into a cohesive risk management strategy.

Coordinated coverage reduces gaps and conflicts between policies, helping firms avoid unexpected exclusions during a claim.

Errors and Omissions Insurance for Architects Explained

Allegations of professional negligence can arise from missed details, coordination challenges, or differing interpretations of design intent. Errors and omissions insurance for architects is structured to respond to these claims while accounting for the realities of design-build environments and multi-consultant projects.

Proper policy language and limits are essential to ensure coverage aligns with contractual responsibilities and client expectations.

Liability Insurance for Engineers That Matches Contractual Risk

Engineering contracts often impose strict liability standards and indemnification clauses. Liability insurance for engineers must be reviewed in conjunction with these agreements to ensure coverage responds appropriately if a claim occurs.

Fenner & Esler helps engineers understand how policy terms interact with contracts, reducing the risk of uncovered exposures.

Surveyors and Environmental Consultants Insurance

At Fenner & Esler, we don’t just specialize in architects & engineers insurance, but also provide services for environmental consultants and surveyors. If you’re a surveyor or environmental consultant, your options for insurance have most likely, up until now, been very limited. You may be overpaying for or going without this coverage because you’ve been unable to find a plan that offers exactly what you need and nothing more. Fenner & Esler is proud to offer the solution to this problem, with flexible and reasonable coverage you can trust. We provide Errors & Omissions surveyors insurance at reasonable rates that are flexible to your needs. This type of liability insurance is highly important to your company as a whole, and to your surveyors, since it will protect your assets in the case of a lawsuit resulting from negligence or professional mistakes. Surveyor’s insurance should cover all financial damages incurred in this type of scenario, including legal defense.

Architect Insurance and Engineer Insurance with Long-Term Support

Whether you are a sole practitioner evaluating architect insurance or a growing firm reassessing engineer insurance, Fenner & Esler provides guidance grounded in decades of experience serving design professionals. Our goal is to help engineers and architects move forward with confidence, supported by insurance programs built for both current projects and future growth.


Fenner & Esler is now
a part of HUB International