With over 30 years of experience offering comprehensive risk management services as a top engineers & architects insurance company, the expert team at Fenner & Esler takes pride in our well-earned reputation as a leading brokerage. The fact that we’re an independent insurance company means that we are able to provide AE’s E&O Insurance at a level that’ll suit the size of the business as well as the scope of their jobs. This allows us to offer the most cost effective A & E Errors & Omissions Insurance Coverage.
In our present litigious society, an architects and engineers insurance company supplies protection from the financial devastation that could happen even with unfounded allegation. Covering legal costs for such litigation can certainly cost thousands of dollars, so obtaining the peace of mind which comes with having E & O Insurance For A & E is vital. The policies we provide are scalable, so you won’t ever pay for more coverage than that which you’ll need.
Engineers Insurance Company
Many of those just starting out as design professionals underestimate precisely how important it is to have quality coverage from a trusted architect & engineer insurance company. Many companies make the mistake of believing that their commercial general liability, or CGL policy is enough, despite the fact that it merely protects against financial losses which may occur from personal injury or property damage as a result of your services or place of business. What is essential for engineers or architects particularly is coverage against Errors and Omissions. No matter how experienced you’re, this is still something that is capable of occurring to any firm. Without this kind of insurance you would be forced to cover it out of your own pocket. Additionally, a client is capable of making a claim that there was an error or omission and even if you are found not at fault, the legal costs could be substantial. A lot of people believe that since they have a small firm this is not something they should invest in. However, the truth is quite the opposite. The financial burden of this type of lawsuit has the ability to devastate a lot of small firms. Instead, depend on Fenner & Esler’s services as top independent architect and engineers insurance company.
Engineers Insurance Companies
Additionally, we also supply employment practice liability insurance for AE’s. Most professional design firms employ assistants and secretaries to make sure the office runs smoothly and jobs are completed efficiently. Claims of discrimination, sexual harassment, and wrongful termination may happen in even the closest knit architect and engineering organizations however. To guard your business whenever these conditions arise, Fenner & Esler provides EPLI for architects & engineers that is both affordable and extremely effective.
We’re pleased to offer employment practice insurance for ACEC members, AIA member firms, and NSPE members. Saving you tens of thousands of dollars in premiums, we offer insurance policies approved by the AIA, NSPE, and ACEC of the best quality. Possessing NSPE member firms, ACEC members, and AIA member firms EPLI in addition to our customized risk management strategies means it will be easy to look towards the future without worrying regarding possible lawsuits.
In regards to working with an architects & engineers insurance company, balancing value and coverage is absolutely vital. This is what makes it challenging to work with a bigger brokerage and not in your best interest. No two firms are exactly the same, but you might find that you are being forced into a one size fits all policy and not getting individualized attention if you work with a larger firm. As a top independent architects & engineers insurance company however, making sure you’re offered policies that are fair and flexible is our highest priority. If you get insurance from a larger brokerage, you find that many times you are forced into a policy where you are paying extra for coverage that isn’t going to be needed by your firm considering the work you do. Conversely, you might find that you are forced into a policy that’s more cost-effective but where you now no longer have all the coverage you’re in need of if you attempt to rectify this situation. Balancing value and coverage won’t be an issue when you work with the insurance specialists at Fenner & Esler because you can be sure that your policy is going to address all of your needs with out you paying for services that you aren’t going to require.
Architect Liability Insurance Company
When you’re trying to find insurance from a top engineers & architects insurance company, we make it simple for you at Fenner & Esler. Do you already have a policy? Having a specialist like Fenner & Esler review it and see if we can do better might be a smart idea. We stay up to date with changes in the industry in regards to requirements and standards, which is among the benefits of working with us. You would be extremely hard pressed to discover the individualized services we’re capable of supplying from larger on-line architects and engineers insurance companies. This means you might not be getting the deal that’s right for you. If you’d like to apply for coverage we make it easy on our website with separate forms for small firms when your billings are less than $1,000,000 and one for large firms if you’re over. Don’t hesitate to get in touch with us at Fenner & Esler today.
Engineers Liability Insurance Coverage
You need to work with a quality engineers & architects insurance brokerage who has extensive understanding of the design business like Fenner & Esler when you’re looking for an architects & engineers insurance company. Our team of architect and engineering insurance industry professionals have the knowledge to assist you choose the most affordable policies that offer you full safety in the event that legal action is taken against your business.