With more than three decades of experience offering comprehensive risk management services through top architects and engineers insurance, our team at Fenner & Esler takes pride in our well-earned reputation as a leading engineers and architects insurance company. The fact that we’re an independent insurance brokerage means that we are capable of offering architects & engineers E&O at a level that’ll suit the size of the firm and the scope of their jobs. The engineer and architect we’re able to provide is extremely cost effective consequently.
Having architects and engineers insurance is absolutely essential. In this day and age, even when a claim is unfounded, the fiscal damage that could result from this kind of legal battle could be disastrous. Because defending against charges of negligence can cost thousands of dollars, AE’s E&O offers architects and engineers the peace of mind that comes from understanding their legal costs are covered in the event of a suit. To make certain that you do not wind up paying for coverage that you’ll never require, we offer policies that are scalable.
Engineers Insurance Company
A lot of those just starting out as design professionals underestimate just how important it really is to have quality coverage from a trusted architects and engineers insurance company. Commercial general liability, or a CGL policy, is something that a lot of firms have which is a general policy that protects against financial losses which may occur from personal injury or property damage as an outcome of your services or place of business. A lot of firms also make the mistake of thinking this is sufficient. Errors and Omissions however is what architects and engineers demand special coverage against. Regardless of the amount of experience you have, this is something which is capable of occurring to any design professional, and without insurance it would need to be covered out of pocket. Also, a client is capable of making a claim that there was an error or omission and even if you are found not at fault, the legal costs can be considerable. Many own small-scale firms and decide this isn’t something which is worth investing in. However, these types of lawsuits have the ability to devastate a lot of smaller firms, so this is far from the truth. Depending on the services we are able to offer at Fenner & Esler as a leading independent engineer and architect insurance company instead is a wise idea.
Engineers Insurance Brokers
Additionally, we also provide AE’s employment practice liability insurance. Most professional design firms employ assistants and secretaries to ensure the office runs efficiently and work is completed efficiently. Allegations of discrimination, sexual harassment, and wrongful termination could happen in even the closest knit architect and engineering firms however. We offer high quality A & E employment practice liability insurance to preserve your firm from the price of litigating and settling these sorts of suits.
We’re proud to offer AIA members, ACEC member firms and NSPE members employment practice liability insurance. Saving you tens of thousands of dollars in premiums, we offer insurance policies approved by the AIA, NSPE, and ACEC of the highest quality. Having NSPE members, ACEC members, and AIA members employment practice liability insurance, together with our customized risk-management strategies, provides you with the safety to practice your profession without worrying about potential lawsuits.
Balancing coverage and value is absolutely essential when it comes to working with an architect and engineer insurance broker. This is why working with a bigger brokerage isn’t just challenging, but it’s not in your best interest. Like people, no two businesses are the same or have precisely the same needs. But when you work with a larger firm you don’t get individualized attention and may discover that you’re being forced into a one size fits all type of policy. As a top independent architect and engineer insurance broker however, making sure you are supplied with policies that are fair and flexible is our top priority. When you get insurance from a bigger brokerage, you find that many times you are forced into a policy where you are paying extra for coverage that isn’t going to be needed by your firm considering the work you do. Conversely, you could discover that you are forced into a policy that is more cost-effective but where you now no longer have all the coverage you require if you try to address this situation. When you’d like to make certain that your policy won’t force you to pay for services you will not require but you’re going to still have all the coverage you are in need of, work with the insurance experts at Fenner & Esler to ensure that balancing coverage and value will not be a problem you will have to concern yourself with.
Architects & Engineers Liability Insurance Company
We make it simple for you at Fenner & Esler if you’re searching for insurance from a leading architects and engineers insurance broker. Do you already have a policy? Having an expert like Fenner & Esler review it and see if we can do better might be a wise idea. Working with us can offer your firm many benefits, including the fact that standards and requirements in your industry are things we are always confident to remain up to date with. Also we’re capable of supplying individualized service which you’d be incredibly hard pressed to find from bigger on-line engineer and architect insurance brokers, which means you might not be getting the best deal which is right for you. We make it easy to apply for coverage on our website. There are different forms for small firms if your billings are less than $1,000,000 and one for big firms when you’re over. Don’t hesitate to get in touch with us at Fenner & Esler right away.
Engineers Liability Insurance Coverage
To really find the best protection for your firm with AE’s E & O, it is to your greatest benefit to find a quality architect and engineer insurance brokerage possessing significant expertise working with the design sector, such as Fenner & Esler. Our team of architect and engineering insurance company professionals have the knowledge to assist you choose the most economical policies that offer you complete protection in the event that legal action is taken against your business.