Fenner & Esler isn’t just a top rated engineers and architects insurance company, but we additionally supply design professionals with the best options for engineer employment practice insurance. In addition to providing professional solutions, many architects and engineers additionally act as employers for a team of assistants and administrative experts. In any creative company, working relationships are often close ones, leading to a blurring of the lines between employer and worker, which may lead to issues in terms of legal liabilities associated with the employer position. Employment practice insurance for architects is vital for design professionals who wish to make sure their company runs smoothly in the long term.
Architect Insurance
EPLI for architects from a respected independent architects and engineers insurance company like such as Fenner & Esler is essential because even in the most closely-knit design firms, employment issues could spring up. Even if you are confident in your HR structure to protect you from liability in most circumstances, there will come a time when you are facing some kind of legal action. Even if a legal action is without merit, the price of litigation could be significant. When a worker brings allegations of wrongdoing in the workplace (wrongful disciplinary measures, wrongful termination, harassment or discrimination, for example) a buffer zone might be necessary to prevent the expense of the litigation from impacting the organization in a negative way. Architect employment practice liability insurance provides protection, up to the limits of liability, for the cost of litigation in addition to the expenses for any resolution of the case.
Architects Insurance Company
If a company applies for engineer employment practice liability insurance, the insurance carrier is going to generally ask to obtain a copy of the firm’s manual on HR procedure and policy. If the firm operates with an independent architects or architects insurance company who specializes in engineer employment practice insurance, the agent can make certain that policy and procedure manual has the info that is needed by the insurance companies. A broker can also tailor the program to ensure that the client’s application fits their business needs, while additionally seeking for the lowest possible premium. Moreover, the insurance agent also acts as someone in risk management by providing advice when problematic situations with employees arise.
Architect Insurance Companies
Our policies for architect and engineers insurance coverage operate on a claims-made basis; for this reason, it’s imperative that coverage is maintained constantly, or else the business might not be insured. Retroactive coverage riders are available from some providers but these can be more costly. As an experienced from a respected independent a&e insurance broker, Fenner & Esler possesses the experience to assist you in navigating the process of selecting the ideal options, which may seem overwhelming to somebody that’s just getting started.
Architects & Engineers Insurance
Fenner & Esler engineer and architect insurance coverage specialists are professionals in the area and may find an insurance solution with an A rated carrier that is customized just for you in Indiana, making sure that the stability of your business is constantly assured.
We're more than just brokers. We're A/E specialists, delivering the right coverage and exceptional value and service to hundreds of design firms of all sizes. Of course we leverage the latest industry resources to provide you with coverage, risk management and contract review tailored to your practice. But we also remember the difference between simply billing clients and actually serving them. See for yourself. Contact us of a competitive quote on your professional liability insurance.
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