With over 30 years of experience offering comprehensive risk management services as a trusted architect & engineers insurance company . As an independent insurance brokerage, we can offer engineers & architects insurance that provides the best level of protection for the size of the company and the scope of their projects. This permits us to offer the most affordable Errors And Omissions For AE’s.
Engineers Insurance In Iowa
In today’s litigious society, an architects and engineers insurance company provides protection from the economic devastation that could happen even with unfounded allegation. Because defending against accusations of negligence can cost thousands of dollars, architect & engineers insurance gives architects and engineers the peace of mind that arises from understanding their legal expenses are covered in the case of a suit. So that you do not end up paying for protection which you may never need, we offer policies that are able to be scaled.
Architect Insurance In Iowa
Obtaining quality coverage from an architects & engineers insurance company you can trust is amazingly essential. However, many design professionals who are just starting out underestimate this fact. A lot of companies make the error of believing that their commercial general liability, or CGL coverage is enough, despite the fact that it only protects against financial losses which may occur from personal injury or property damage as a result of your services or place of business. Coverage against errors and omissions however is what’s important for engineers or architects particularly. Regardless of the amount of experience you have, this is something that is capable of occurring to any design professional, and without insurance it would have to be covered out of pocket. Also, a client could make a claim that there was an error or omission and even if you are found not at fault, the legal costs are capable of being significant. Many mistakenly believe that this is not something worth investing in for a small firm, but it is quite the opposite, as a small firm is capable of finding they’re devastated by the financial burden of such a lawsuit. Instead, depend on Fenner & Esler’s services as top independent architect and engineers insurance company.
Engineers Insurance Brokerage
There’s a large number of reasons why professional architect & engineers insurance is a vital part of your risk management strategy. While many are aware of how important it is to have a general liability insurance plan, they fail to realize that a professional liability insurance plan offers other advantages that are essential. Some examples include:
- Covers damages up to the limit of your policy
- Assist with risk management strategies
- Helps you continue operating during a lawsuit
- Protect against frivolous claims
- Covers legal costs
To make certain you are getting a plan that works for you, you need a trusted architect & engineer insurance company on your side. This is the reason Fenner & Esler should be your first choice.
Architects & Engineers Insurance Companies In Iowa
Also, EPLI for A & E is something we provide. Most professional design firms employ assistants and secretaries to ensure the office runs efficiently and work is completed efficiently. It’s an unfortunate truth nevertheless that claims of sexual harassment, discrimination, and wrongful termination do arise in even the closest of architecture and engineering companies. We provide premium quality AE’s EPLI to preserve your business from the cost of litigating and settling these types of lawsuits.
What You Should Look For From An Engineers and Architects Insurance Brokerage in Iowa
When you need an independent architects & engineers insurance in Iowa, there are many benefits to working with Fenner & Esler. These are a few:
- We have decades of experience
- We have extensive industry knowledge
- We work with a wide variety of carriers
- We offer risk management services
- We’re capable of meeting your individual needs
Be sure you get the right engineers and architects insurance coverage for you by visiting us at Fenner & Esler.
We are also the greatest approved insurance company for employment practice liability insurance for AIA members, ACEC members and NSPE members. This permits us to give these top quality insurance policies approved by ACEC, AIA, and NSPE, which may save you tens of thousands of dollars in premiums. Possessing employment practice liability insurance for ACEC members, AIA members, and NSPE member firms in addition to our customized risk management strategies means you will be able to look towards the future without being worried about potential lawsuits.
In regards to dealing with an architect & engineers insurance company, balancing value and coverage is absolutely essential. This is what makes it difficult to work with a larger brokerage and not in your best interest. Like people, no two companies would be the same or possess the same needs. However, when you work with a larger firm you aren’t getting individualized attention and may discover that you’re being forced into a one size fits all type of policy. As a top independent architects & engineers insurance company however, ensuring you’re supplied with policies which are fair and flexible is our highest priority. You might discover that you’re forced into a policy where you’re paying extra for coverage that isn’t going to be required by your firm considering the work you do if you obtain insurance from a larger broker. Trying to address this situation could conversely force you into a policy that is more affordable but where you now no longer have all the coverage you require. If you work with the insurance experts at Fenner & Esler, balancing coverage and value will not be something you will have to be worried about. You’re capable of being confident that your policy won’t force you to pay for services you won’t require but you will still have all the coverage you need.
Architects & Engineers Liability Insurance Company
If you’re seeking insurance from a top architects & engineers insurance company serving Iowa, we make it easy for you at Fenner & Esler. It may be a smart idea to have a specialist like Fenner & Esler go over the policy you have currently to make certain you are obtaining the coverage you need. One of the advantages of working with us is that we remain up to date with changes in the industry when it comes to requirements and standards. Additionally we’re capable of providing personalized service that you’d be exceedingly hard pressed to find from larger on-line architects and engineers insurance brokerages, meaning you might not be receiving the best deal that is right for you. If you want to apply for coverage we make it simple on our website with separate forms for small firms when your billings are less than $1,000,000 and one for big firms if you are over. Don’t hesitate to get in touch with us at Fenner & Esler today.
Architects Liability Insurance Coverage
You need to deal with a quality architects & engineers insurance broker who has extensive understanding of the design industry such as Fenner & Esler whenever you’re looking for an architect & engineer insurance company. Our team of architect and engineering insurance company specialists possess the knowledge that will help you choose the most cost effective policies offering you complete protection in the event that legal action is taken against your business.