As a leading architect & engineers insurance company , the expert team at Fenner & Esler is proud of our well-earned reputation we have earned over the years. The fact that we are an independent insurance brokerage means that we’re capable of providing E & O For A & E at a level which will suit the size of the firm along with the scope of their projects. This allows us to provide the most cost effective AE’s E & O Insurance Coverage.
Even when an allegation is unfounded, the financial devastation that could come from such a legal battle makes obtaining the services of a top architects and engineers insurance broker vital. Having A & E E&O Insurance will give you peace of mind in the event of a lawsuit, as covering these expenses can easily go over thousands of dollars. The coverage options we provide are scalable, and that means you will never pay for more coverage than that which you’ll need.
The importance of having quality coverage from a trusted architects & engineers insurance company is something that many people just starting out as design professionals underestimate. A lot of firms have commercial general liability, or CGL policies and operate under the belief that this is sufficient. However, this is only a general policy that safeguards against financial losses that might occur from personal injury or property damage as a result of your services or place of business. Errors and Omissions however is what engineers and architects demand particular coverage against. No matter how experienced you’re, this is still something which is capable of happening to any firm. Without this kind of insurance you would be forced to cover it out of your own pocket. Additionally, a client can make a claim that there was an error or omission and even if you’re found not at fault, the legal costs are capable of being significant. A lot of people believe that since they have a small firm this isn’t something worth investing in. However, the truth is quite the contrary. The financial burden of such a lawsuit has the capability of devastating many small firms. Trust Fenner & Esler’s services as a top architect & engineer insurance company instead.
Engineer Insurance Company
There’s a large number of reasons why professional architects & engineers insurance is a vital aspect of your risk management strategy. A professional liability insurance plan goes far beyond what you’re going to find in a typical general liability insurance plan. A few examples include:
- Covers legal costs
- Covers damages up to the your policy’s limit
- Helps you continue operating during a lawsuit
- Protect against frivolous claims
- Assist with risk management strategies
To make sure you’re getting a plan that works for you, you need a trusted architect & engineers insurance company on your side. This is why you’ve got to have Fenner & Esler.
Architect Insurance Companies Minnesota
Fenner & Esler is also the top provider for employment practice liability insurance for A & E. If your firm is like most professional design firms, you employ secretaries and assistants to help you complete your projects and make sure work runs efficiently. It’s an unfortunate reality however that allegations of sexual harassment, discrimination, and wrongful termination do come up in even the closest of architecture and engineering firms. To protect your practice from the astonishing cost of litigating and settling these suits, we offer affordable, top quality A & E employment practice insurance.
What To Look For From An Engineer and Architect Insurance Brokerage in Minnesota
There are many benefits to working with Fenner & Esler if you’re looking for an independent engineers and architects insurance broker in Minnesota. These are several:
- We have extensive industry knowledge
We offer risk management services
- We have decades of experience
- We can meet your needs as an individual
- We work with a broad variety of carriers
Visit us at Fenner & Esler to be sure you’re getting the right architects & engineers insurance coverage for you.
Should you be searching for an insurance company for ACEC members, AIA member firms, and NSPE members employment practice liability insurance, Fenner & Esler is your best choice. We provide high quality insurance policies which are approved by the ACEC, AIA, and NSPE, and saving you tens of thousands of dollars in premiums. In addition to our customized risk management strategies, ACEC member firms, AIA members, and NSPE members employment practice insurance will give you the security you need to do business and not be fearful about the future.
In regards to working with an architect & engineer insurance company, balancing coverage and value is absolutely essential. This is what makes it difficult to work with a larger brokerage and not in your best interest. The bigger the broker the more you’re going to find you’re being fit into a one size fits all policy as well as the less individualized attention you are getting. No two firms are the same. As a top independent architects & engineers insurance company however, ensuring you are provided with policies that are fair and flexible is our top priority. You may discover that you are stuck with a policy where you’re paying extra for coverage that isn’t going to be required by your firm considering the work you do when you obtain insurance from a bigger broker. Trying to address this situation may conversely force you into a policy that’s more affordable but where you now no longer have all the coverage you need. When you work with the insurance specialists at Fenner & Esler, balancing value and coverage will not be something you’ll have to worry about. You’re capable of being sure that your policy isn’t going to force you to pay for services you will not require but you will still have all the coverage you are in need of.
Architects Liability Insurance Company
We make it easy for you at Fenner & Esler when you’re searching for insurance from a top architect & engineers insurance company serving Minnesota. Do you already have a policy? Having a specialist such as Fenner & Esler review it and see if we can do better could be a smart idea. Working with us can offer your firm many benefits, like the fact that standards and requirements in your industry are things we are always sure to remain up to date with. You may not be getting the deal that’s right for you considering the fact that with regards to bigger online engineers and architects insurance brokerages you rarely get a considerable level of personalized service. We make it easy to apply for coverage on our website. There are separate forms for small-scale firms when your billings are less than $1,000,000 and one for large firms if you are over. Do not hesitate to contact us at Fenner & Esler right away.
Architects Liability Insurance Coverage
When it comes to selecting architect and engineer insurance, you want to deal with a quality architects & engineers insurance company that has knowledge of the design sector like Fenner & Esler. Should legal action be taken against your company, our staff of architect and engineer insurance industry experts have the experience to aid you in choosing the most affordable policies to offer you complete protection.