As a quality architect & engineers insurance company , our team at Fenner & Esler takes pride in our well-earned reputation we’ve earned over the years. As an independent insurance brokerage, we can provide architects & engineers E & O that offers the best amount of protection for the size of their firm and also the scope of their projects. The outcome is architects & structural engineers insurance that is considerably economical.
Engineers Insurance In New Jersey
In our current litigious society, an architects and structural engineers insurance company supplies protection from the economic devastation that can occur even with unfounded claims. Covering legal expenses for these court cases can certainly cost thousands of dollars, therefore having the reassurance which comes with having architects & engineers insurance is essential. The coverage options we provide are scalable, and that means you will never pay for more coverage than what you need.
A lot of those first starting out as design professionals underestimate precisely how essential it is to have quality coverage from a trusted architect & engineers insurance brokerage. Many firms have commercial general liability, or CGL policies and operate under the belief that this is sufficient. However, this is only a general policy that protects against financial losses that may occur from personal injury or property damage as a result of your services or place of business. Errors and Omissions however is what architects and engineers require special coverage against. This is something which is capable of happening to any design professional regardless of experience, and this type of mistake would have to be covered out of your own pocket. It is important to take into account the fact that legal fees can be quite substantial, even if a client makes a claim and you are found not liable. A lot of people believe that since they have a small firm this isn’t something worth investing in. However, the truth is quite the opposite. The financial burden of this type of lawsuit has the ability to devastate a lot of small firms. Depending on the services we are capable of supplying at Fenner & Esler as a top independent architects & engineers insurance company instead is a wise idea.
Engineers Insurance Company
There’s a large number of reasons why professional architects & engineers insurance is an essential part of your risk management strategy. A professional liability insurance plan goes far beyond what you’ll find in your typical plan for general liability insurance. A few examples include:
- Covers damages up to the limit of your policy
- Help with risk management strategies
- Assists you in continuing operation during a lawsuit
- Protect against frivolous claims
- Covers legal costs
To make certain you are getting a plan that works for you, you need a trusted engineers & architects insurance company on your side. This is the reason you’ve got to have Fenner & Esler.
Engineers Insurance Brokerages In New Jersey
Also, AE’s employment practice insurance is something we provide. If your company is like most professional design firms, you employ secretaries and assistants to help you finish your jobs and make sure the office runs smoothly. Claims of discrimination, sexual harassment, and wrongful termination could happen in even the closest knit architect and engineering firms however. We offer high quality architects & engineers employment practice liability insurance to guard your firm against the cost of litigating and settling these sorts of lawsuits.
Why Choose Us For Architect & Engineer Insurance in New Jersey?
Working with Fenner & Esler is a wise idea when you are in need of architects & engineers insurance in New Jersey for many reasons. Here are a few:
- We’ve got decades of experience
- We have extensive industry knowledge
- We work with a broad range of carriers
- We offer risk management services
- We can meet your needs as an individual
Be certain you get the right engineers and architects insurance coverage for you by visiting us at Fenner & Esler.
We’re also the greatest approved insurance company for EPLI for NSPE member firms, ACEC member firms, and AIA member firms. We provide premium quality insurance policies that are approved by the ACEC, AIA, and NSPE, and saving you tens of thousands of dollars in premiums. Having ACEC members, AIA member firms, and NSPE member firms employment practice liability insurance, along with our customized risk management strategies, supplies you with the security to practice your business without worrying about possible lawsuits.
Architects & Engineers Insurance Coverage
Balancing coverage and value is absolutely vital when it comes to working with an architects & engineers insurance company. This is what makes it challenging to work with a bigger brokerage and not in your best interest. No two firms are exactly the same, but you may find that you are being forced into a one size fits all policy and not receiving personal attention when you work with a larger firm. Providing you with policies that are flexible and fair as an independent architect & engineers insurance company is what we strive for. You could discover that you are stuck with a policy where you are paying extra for coverage that isn’t going to be required by your firm considering the work you do when you obtain insurance from a bigger brokerage. You might try to address this situation and discover a policy which is more cost-effective, but then you might no longer have all the coverage you need for your firm. If you work with the insurance experts at Fenner & Esler, balancing coverage and value will not be something you’ll need to be worried about. You can be certain that your policy isn’t going to force you to pay for services you won’t require but you’re going to still have all the coverage you are in need of.
Architects Liability Insurance Company
Are you searching for insurance from a leading architects & engineers insurance brokerage serving New Jersey? At Fenner & Esler we are devoted to making it as simple as possible. Do you already have a policy? Having an expert such as Fenner & Esler review it and see if we can do better might be a wise idea. Among the advantages of working with us is that we remain up to date with changes in the industry when it comes to requirements and standards. You might not be receiving the deal that’s right for you taking into account the fact that when it comes to larger online architects and engineers insurance companies you seldom get a significant level of individualized service. If you want to apply for coverage we make it simple on our website with separate forms for small firms if your billings are less than $1,000,000 and one for big firms if you are over. Do not hesitate to contact us at Fenner & Esler today.
Engineers Liability Insurance Coverage
You want to work with a quality Errors And Omissions company for architects & engineers that has extensive knowledge of the design industry like Fenner & Esler when you’re looking for an architects & structural engineers insurance company. So whenever you are looking for the best architects & structural engineers insurance brokerage, choose Fenner & Esler.