When you are looking for an engineers insurance company, the smartest move is to contact Fenner & Esler. For the past 30 years, we have been offering customized risk management options for established architectural firms, along with start up firms and architects who work alone. We can individually satisfy the requirements our customers since we’re an independent architect PL broker with a broad variety of A-rated insurance carriers. This also means that when our customers pay for coverage they’re only paying for services they will use, and are not forced into more expensive packages that you’ll find with most larger insurance companies. We provide architects errors and omissions insurance that is scalable, meaning if business slows you’re able to scale it down, or increase when you have a sudden rush of new jobs.
We provide architects and engineers insurance insurance policy solutions during your whole career. Frequently architects that are just starting in the business opt to go without architect insurance because of the high cost of one size fits all policies provided online. A lot of people realize this error too late when it becomes evident that the costs of one errors and omissions lawsuit can devastate a small business. Our architectural professional liability insurance professionals assist architects starting out in the profession in choosing the architects liability insurance coverage options that are both inexpensive and provide satisfactory coverage in the event of a claim. As industry professionals, we also assist young architects develop a comprehensive risk management plan.
Architects Insurance Company
Sometimes even experienced architects can make the error of thinking their company’s architect insurance is satisfactory to shield them in the event of a lawsuit. Even though this is true in some cases, some architects have found themselves individually named in suits and that their employers insurance does not give them protection since the claim is beyond the limitations of liability of their coverage. Mid career architects should contact the architect insurance experts at Fenner & Esler to make certain they have total protection in the event they are named in an errors and omissions lawsuit.
Architects & Engineers Insurance
Most architects do not stay with the same company for their entire career, as with a lot of specialist fields. The architect insurance of the company will typically cover work their employees have done, but a lot of times the architect is left without coverage if the company ends up going out of business. Should a former customer makes a negligence claim, this can become a real problem. Should the architect’s signature and seal be located on the work products related to the job being targeted by the claim, the risk of liability can increase substantially. An independent architects insurance brokerage helps architects in obtaining affordable architect insurance to shield them from the financial impact of such claims.
Considering how many different architects insurance policies are out there with different types of benefits and coverage, independent architects insurance brokerages are going to work to your advantage. Some companies for example will put a limit on the nature and amount of defense expenses which are covered by your policy. At Fenner and Esler, our representative will review every aspect of the different architects insurance coverage choices you are considering so you won’t run into any surprises in the unfortunate event you have to make use of your architects insurance policy.
Architect Insurance Brokerage
We are able to offer you different methods to help you reduce your architect insurance premiums, which is a further advantage of working with an independent architect insurance company. For instance, a lot of architects insurance carriers provide incentives and discounts for architects who are able to show proof of their continuing education efforts. Additionally, independent architects liability insurance companies help in developing sound risk management practices as a way to reduce the chances you will need to file a claim. Technology dangers related to your work is one example. At Fenner and Esler, we go one step further by offering risk analyses which are personalized to your individual practice in addition to performing in depth contract reviews to prevent you from inadvertently taking on more risk in a project than what is required.
Environmental Consultants Insurance
At Fenner & Esler we provide a wide range of alternatives for insurance for various design professionals. This includes:
– Architects Insurance
– Engineers Insurance
– Structural Engineer Insurance
– Environmental Consultants Insurance
– Surveyors Insurance
Architects Insurance Brokerages
Legal actions that claim negligence in a project could be brought forth years after an architect has completed the task, meaning that even in retirement it is crucial to maintain an architects insurance policy is essential even in retirement, as claims of negligence could be brought forward years after an architect has finished the job in question. Even through your retirement years, Fenner & Esler will guarantee you have the appropriate protection. If you’re in need of a quality architects insurance company who will deliver effective protection, give Fenner and Esler a call.