Fenner & Esler is not merely a highly rated architect and engineers insurance company, but we also provide design professionals with the best options for engineer employment practice liability insurance. Most architects and architects have some staff, comprised of administrators and assistants. In any innovative company, working relationships are frequently close ones, resulting in a blurring of the lines between employer and worker, which can lead to issues in terms of legal liabilities associated with the employer status. Architect employment practice insurance is essential for design professionals who want to ensure the smooth running of the business in the long-term.
Even in the most closely knit design firms, employment issues can arise, making architect EPLI an investment that’s essential. Even if you are assured in your HR framework to protect you from liability in most situations, there can come a time when you are facing some sort of legal action. Even when a legal action is without merit, the cost of litigation may be large. Architect employment practice insurance can provide a fiscal firewall in case of worker allegations of discrimination, wrongful termination, harassment or disciplinary actions, or other workplace-related problems. Up to the maximum limit of liability, an appropriate engineer employment practice liability insurance product can offer architects and architects and creative professionals with coverage to manage the cost of defending a lawsuit; it can also cover any expenses incurred in settling the suit.
Architect Insurance Brokerage
If you ask an insurer to provide you with architects employment practice liability insurance, they will first ask to get a copy of all internal documents relating to your human resource guidelines. Independent architects and architects insurance brokers that specialize in architects employment practice insurance will be in a position to examine these records and make certain that they are fit for purpose. An insurance market specialist with expertise in presenting applications can assist design professionals to comply more closely with the requirements of insurance companies, garnering the best rates available. An insurance broker will also collaborate with customers in managing risk, offering expert advice during those vital episodes when employer/employee friction has arisen.
Architect Insurance Brokers
The bulk of employment practice insurance for architects policies are only going to cover claims made throughout the life of that policy, therefore it is vital to make sure that the coverage is active at all times. It is possible to locate insurance that’ll cover events in the past, but the premiums on such guidelines will be more costly. The considerable expertise we have at Fenner & Esler as an experienced engineers and architect insurance brokerage will work to your benefit because this process can easily be overwhelming for someone who is just getting started.
Fenner & Esler’s experts in employment practice insurance for architects use a select team of A-rated insurance carriers to help your company to obtain the most cost-effective policy that addresses your needs, making sure that your enterprise consistently enjoys protection from legal action related to employee problems.
Serving design professionals as a leading engineers and architects insurance company since 1923, Fenner & Esler can supply you with a variety of effective choices. As an independent broker, we’re capable of individualizing insurance policies which will fit your precise requirements, unlike larger engineers and architects brokerages. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.