Fenner & Esler is not only a highly rated architect & engineers insurance company. We also offer design professionals with the finest options in terms of employment practice liability insurance for architects. The majority of architects and architects have some employees, made up of administrators and assistants. In any creative firm, working relationships are often close ones, resulting in a blurring of the lines between employer and employee, which can lead to issues in terms of legal liabilities related to the employer status. To protect the financial success of your business as a whole going forward, engineer employment practice liability insurance is an investment that’s indispensable.
Even in the most closely knit design firms, it’s possible for employment issues to arise, which means seeking out a top architect & engineers insurance company for EPLI for architects an essential investment. Creating an exhaustive set of human resources practices and policies can go quite a distance towards shielding you from employment liability problems; however, such steps are inadequate in the face of actual litigation. Going to court is a costly process even when you win the case. When an employee brings allegations of wrongdoing in the workplace (wrongful disciplinary measures, wrongful termination, harassment or discrimination, for instance) a buffer zone might be required to stop the expense of the lawsuit from impacting the business in a negative fashion. Architects employment practice liability insurance supplies protection, up to the limits of liability, for the expense of litigation along with the expenses for any resolution of the case.
Architect Insurance Broker
When you ask an insurer to provide you with engineer employment practice insurance, they will first ask to get a copy of all internal documents concerning your human resource policies. If the firm works with an independent architects or architects insurance broker who specializes in employment practice insurance for architects, the agent will ensure that policy and procedure guide has the information that is required by the insurance companies. A broker can also tailor the application to ensure that the client’s application fits their business needs, while additionally seeking for the best possible premium. Moreover, the insurance agent also functions as someone in risk management by offering advice when problematic situations with employees come up.
Architect Insurance Companies
The majority of architects and engineers insurance coverage policies will merely cover claims made during the life of that policy, so it is essential to make sure that the coverage is active constantly. While some carriers offer a rider for retroactive coverage, it may be more expensive. The considerable expertise we have at Fenner & Esler as an experienced engineers and architect insurance company will work to your advantage because this process can easily be overwhelming for somebody that’s just getting started.
Architects & Engineers Insurance
The experts in at Fenner & Esler are able to help your firm obtain the best policy to suit your demands in Alabama from a number of A rated carriers to ensure that the firm will always have safety from worker-related legal actions.