Fenner & Esler is not just a top rated architect and engineers insurance company, but we also supply design professionals with the best alternatives for architects employment practice liability insurance. Most architects and architects have some employees, comprised of administrators and assistants. In any creative business, working relationships are often close ones, resulting in a blurring of the lines between employer and worker, which may lead to issues in terms of legal obligations related to the employer status. Employment practice insurance for architects is vital for design professionals that wish to make sure their company runs smoothly in the long term.
Even in the most closely knit design firms, it’s possible for employment issues to arise, which means seeking out a top architect & engineers insurance company for architect employment practice insurance an investment that’s essential. Creating an exhaustive set of H.R. practices and policies can go a long way towards protecting you from employment liability issues; yet, such steps are insufficient in the face of actual litigation. Even lawsuit that’s frivolous may be devastatingly expensive to defend. By having employment practice insurance for architects, you’ll make sure that your finances are protected against any sort of litigation arising from claims of unjust dismissal, harassment or other violations of office laws. Up to the optimum limit of liability, an appropriate employment practice insurance for architects product can provide architects and architects and creative professionals with coverage to manage the cost of defending a lawsuit; it can also protect any costs incurred in settling the suit.
Architects Insurance Company
If you’re submitting an application for architects employment practice insurance, it’s common for the insurance carrier to ask for a duplicate of the firm’s human resources policy and procedure manual. Independent architects and architects insurance brokerages that specialize in employment practice liability insurance for architects will be in a place to examine these records and ensure that they’re fit for purpose. An insurance business specialist with expertise in presenting applications will be able to help design professionals to comply more closely with the requirements of insurance companies, getting the best rates available. Moreover, the insurance broker also acts as a partner in risk management by offering advice when problematic situations with employees come up.
Architect Insurance Companies
Our policies for architect and engineers insurance coverage operate on a claims-made basis; for this reason, it’s imperative that coverage is maintained always, or else the business may not be covered. Retroactive coverage riders are available from some suppliers but these can be more costly. As an experienced from a respected independent architect & engineers insurance company, Fenner & Esler possesses the experience to help you navigate the process of selecting the right options, which may seem overwhelming to somebody who is just beginning.
Since 1923, Fenner & Esler has been serving the requirements of design professionals in need of architects & engineers insurance coverage by providing a variety of effective options. As an independent brokerage, we are capable of customizing insurance policies that will fit your exact needs, unlike larger engineer and architect insurance brokerages. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.