For over three decades, Fenner & Esler has offered complete risk-management services through top architects and engineers insurance, resulting in us gaining a reputation as a top architects and engineers insurance broker. As an independent insurance brokerage, we are able to provide architects & engineers Errors & Omissions that offers the greatest degree of protection for the size of the company as well as the scope of their projects. This makes the architects and engineers we will offer extremely affordable.
Possessing engineers and architects insurance is absolutely essential. In this present day and age, even if an allegation is unfounded, the fiscal damage that could result from this type of legal battle can be devastating. Since defending against charges of negligence can cost thousands of dollars, architects and engineers provides architects and engineers the peace of mind that comes from knowing their legal expenses are covered in case of litigation. So that you do not wind up paying for coverage which you may never need, we offer policies that are scalable.
Architect Insurance Company
Many of those just starting out as design professionals underestimate exactly how important it is to have quality coverage from a respected engineer and architect insurance company. Many firms make the mistake of believing that their commercial general liability, or CGL coverage is enough, regardless of the fact that it merely safeguards against financial losses that could occur from personal injury or property damage as a result of your services or place of business. Errors and Omissions however is what engineers and architects demand particular coverage against. No matter how experienced you’re, this is still something that is capable of occurring to any firm. Without this type of insurance you’d be forced to cover it out of your own pocket. Also, a client is capable of making a claim that there was an error or omission and even if you are found not at fault, the legal costs can be considerable. Many own small-scale firms and decide this is not something that is worth investing in. However, these types of lawsuits are able to devastate many smaller firms, so this is far from the truth. Depending on the services we are able to supply at Fenner & Esler as a leading independent architects and engineers insurance brokerage instead is a wise idea.
Engineers Insurance Companies
Fenner & Esler is also the leading provider for architects & engineers employment practice liability insurance. Most professional design firms employ assistants and secretaries to make sure the office runs smoothly and jobs are completed efficiently. Unfortunately, even in close knit architect and engineering firms, allegations of sexual harassment, discrimination, and wrongful termination can arise. To guard your practice from the astonishing cost of litigating and settling these suits, we provide reasonably priced, top quality employment practice insurance for AE’s.
We’re also the best authorized insurance company for ACEC member firms, AIA member firms, and NSPE member firms EPLI. Saving you tens of thousands of dollars in premiums, we offer insurance policies approved by the AIA, NSPE, and ACEC of the highest quality. Having ACEC members, AIA members, and NSPE member firms employment practice liability insurance, along with our customized risk-management strategies, provides you with the security to practice your business without worrying about potential lawsuits.
Architects & Engineers Insurance
In regards to dealing with an architects and engineers insurance broker, balancing value and coverage is absolutely essential. This is what makes it difficult to work with a bigger brokerage and not in your best interest. Like people, no two businesses will be the same or have exactly the same needs. But when you work with a larger firm you don’t get personalized attention and might find that you are being forced into a one size fits all type of policy. Providing you with policies that are flexible and fair as an independent engineer and architect insurance brokerage is that which we strive for. Obtaining insurance from a bigger brokerage means that discovering that your policy is forcing you to pay additional for services you aren’t going to need is fairly common. You may make an effort to rectify this scenario and discover a policy that is more affordable, but then you might no longer have all the coverage you are in need of for your firm. Balancing value and coverage isn’t going to be a problem if you work with the insurance experts at Fenner & Esler because you’re able to be confident that your policy will address all of your requirements with out you paying for services that you’re not going to require.
Architects & Engineers Liability Insurance Company
When you’re seeking insurance from a top architect and engineer insurance brokerage, we make it simple for you at Fenner & Esler. If you already have a policy, it could be a good idea to have an expert such as Fenner & Esler review it and see if we can do better. We remain up to date with changes in the industry when it comes to requirements and standards, which is one of the benefits of working with us. You’d be exceedingly hard pressed to locate the personalized services we can provide from larger online architect and engineer insurance brokerages. This means you might not be getting the deal that’s right for you. We make it easy to apply for coverage on our website. There are separate forms for small firms if your billings are less than $1,000,000 and one for big firms if you are over. Do not hesitate to get in touch with us at Fenner & Esler today.
Architect Liability Insurance Coverage
You need to deal with a quality architect and engineer insurance company who has extensive understanding of the design business like Fenner & Esler when you are searching for an architect and engineer insurance broker. To give you complete safety, Fenner & Esler’s staff of architect and engineering insurance industry specialists has the expertise to set you up with the most affordable coverage in case legal action is taken against your firm.