Fenner & Esler isn’t just a top rated architect and engineers insurance company. We additionally offer design professionals with the finest alternatives in terms of architects employment practice insurance. Most architects and architects have some staff, made up of administrators and assistants. In any creative firm, working relationships are frequently close ones, resulting in a blurring of the lines between employer and worker, which can lead to issues in terms of legal liabilities associated with the employer status. EPLI for architects is essential for design professionals who wish to make sure their company runs smoothly in the long term.
Architects employment practice liability insurance from a respected independent architect and engineers insurance company like such as Fenner & Esler is essential because even in design firms which are closely knit, employment problems may arise. Establishing an exhaustive set of H.R. practices and guidelines can go a long way towards shielding you from employment liability issues; however, such measures are inadequate in the face of actual litigation. Going to court is a costly process even if you win the case. If a worker brings allegations of wrongdoing in the workplace (wrongful disciplinary action, wrongful termination, harassment or discrimination, for example) a buffer zone might be needed to avoid the expense of the suit from affecting the company in a negative fashion. Up to the optimum limit of liability, an appropriate employment practice liability insurance for architects product can offer architects and architects and creative specialists with protection to take care of the expense of defending a lawsuit; it can also cover any costs incurred in settling the suit.
Architect Insurance Company
If you ask an insurance company to provide you with architects employment practice liability insurance, they will first ask to obtain a copy of all internal documents concerning your human resource policies. If the firm operates with an independent architects or architects insurance brokerage who specializes in EPLI for architects, the broker can make certain that policy and procedure guide has the information that is required by the insurance companies. An agent can also tailor the program to ensure that the client’s application fits their business needs, while additionally searching for the cheapest possible premium. An insurance broker can also work together with customers in controlling risk, offering expert guidance throughout these crucial episodes when employer/employee friction has arisen.
Architects Insurance Companies
Since architect & engineers insurance coverage works on a basis of claims-made, it’s crucial to maintain constant coverage so that the firm is protected. Though some carriers provide a rider for retroactive coverage, it can be more costly. The substantial experience we have at Fenner & Esler as an experienced engineers and architect insurance broker will work to your advantage because this process can easily be overwhelming for somebody that’s just getting started.
Architects & Engineers Insurance
Fenner & Esler architect and engineers insurance coverage specialists are experts in the field and can find an insurance solution with an A rated carrier that’s personalized only for you in Pennsylvania, ensuring that the equilibrium of your company is always assured.
Fenner & Esler has been serving the needs of design professionals in need of architects & engineers insurance coverage by supplying a variety of effective choices since 1923. As an independent brokerage, we are capable of customizing insurance policies which will fit your exact needs, unlike larger architect and engineer brokerages. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.