The importance of obtaining service from a leading independent architects & engineers insurance company is something which should never be underestimated, regardless of the size of your firm. The current state of the economy means it’s more important than ever for architects to make a concerted effort to protect their personal finances as well as the assets of their firm. As a business owner, having all your bases covered is a priority. This is very important in the architecture business because costly litigation may result from one little error or omission. Even if you’re found not liable in the end, the cost of said litigation is usually enough to wipe out a small or medium sized firm. This isn’t even taking into consideration the harm it may do to your reputation. If you care about your company’s success, partnering with an independent architects insurance company is essential. As an independent architects insurance company with significant expertise, Fenner & Esler is able to assist you in navigating this challenging course to find architects insurance that will work best for you.
Architect Insurance in Alabama
Online you will find a great deal of architects & engineers insurance brokerages offering cookie cutter policies. This deters a lot of architects from finding policies which are going to be capable of meeting their requirements in an effective manner. Many young architects make the potentially career ending mistake of going without structural architect insurance entirely, since they’re so frustrated with these cookie cutter plans. Beginning architects make this mistake more frequently than you may expect. Lots of times they decide it is in their best interest to put aside money in the event of an emergency rather than pay for insurance services they won’t require. There are several issues with this specific scenario, however. First, it’s much too easy to just take out from the cash that was put aside, leaving the company in serious jeopardy should a crisis occur. You can never be certain when you will require the coverage as lawsuits could be filed years following the completion of the project. Also, a lot of people underestimate how much money they’ll need to spend in legal expenses, even when they are found not liable. Such court cases are known to drag on for years and may devastate or bankrupt your business, not to mention the damages to your professional reputation. Even if unfounded, architects & engineers insurance can also help you protect against claims of negligence. Your very best alternative is instead to seek the assistance of a trusted independent architects insurance company such as Fenner & Esler, as we are able to find architects insurance that will suit your exact needs.
Architect Insurance Company Serving Alabama
Finding a quality architects & engineers insurance company may be hard considering how many on-line insurance offers you will surely come across. Different insurance providers have various exceptions, deductibles, and riders, which might make it difficult to compare the different policies they offer. The few clear-cut policies that promise to provide comprehensive architects professional liability insurance are normally extremely expensive and often over-cover architect in solo practices or small businesses.
Architects Insurance Companies
We are an independent architects insurance brokerage and have years of experience dealing with design professionals. As such, we realize that no architecture firms are the same. Their needs in terms of architect liability insurance may vary since the nature of the projects they take and the experience of the professionals involved will lead to various kinds of risks. Unlike many of the larger architects insurance companies, we take the time to listen to all of your concerns and understand your business needs. This way we may use our industry experience to develop a comprehensive architect insurance policy with coverage from A-rated carriers that will be certain to match your needs precisely. This way you not only have an architects insurance policy you’re able to afford, but will supply you with the exact coverage you need.
Architects Insurance in Alabama
For the past thirty years, our team at Fenner & Esler has been working hard to gain our reputation as a top quality architects & engineers insurance company. As an independent brokerage specializing in meeting the insurance and risk-management requirements of our clients, our dedication lies with the design professional we serve instead of insurance agents whose responsibilities are with the companies with which they work. Fenner & Esler, as an independent architects insurance company can also offer you the ability to create a custom-made architects liability insurance policy which will give you the flexibility you require during the course of your career.
Architects Insurance Brokerage
If you buy a one-size-fits-all architect insurance policy that you find from many larger online architect insurance brokers, you do not often receive details about the design industry’s best practices in terms of risk management. If you decide to study this information yourself it will be time consuming, and then you will have to figure out not only if a particular recommendation pertains to your practice but if it’s consistent with your state’s laws and ordinances. At Fenner & Esler, we won’t simply develop a personalized architects errors and omissions insurance coverage policy to satisfy your needs but will additionally serve as your partner in risk management. Fenner & Esler provides you with the reassurance you need to focus on your business in a number of ways. We’ll look over your contracts, supply you with guidance on the best ways to safeguard your firm, and keep you informed regarding most cutting-edge industry practices that may apply to your practice. With Fenner & Esler on your side, you may be confident you are receiving architect insurance from a company you can trust to keep the big picture in mind without neglecting any detail. This is why so many firms depend on Fenner & Esler if they need an engineer and architect insurance broker.
Architects & Engineers Insurance
One of the reasons we’re a great option for an architects insurance company is the fact that we have developed and kept up strong connections with A-rated insurance providers. You will possess the security to know that whenever you require it, your architect professional liability insurance policy will be there to protect you. For beginning architects getting started in the industry, we offer professional liability insurance packages which are scalable. As businesses grow, we can modify your coverage so you’re consistently safeguarded in the event a customer makes claims of negligence or defective design. As former clients may file a lawsuit years after the job is finished, we also offer inexpensive tail insurance plans to provide this sort of safety for architects once they have retired. This is one of the reasons we’re a top choice for those looking for architect insurance brokers.
Architects Insurance Brokers
We never take our solid standing for granted at Fenner & Esler. In addition to our services for architects, we also provide environmental consultants insurance, surveyors insurance and architects insurance, serving a broad variety of professionals in the design industry. Whether you would like to renew your architects PL insurance, ascertain if you have adequate architect E&O insurance, or you want to research different choices for a new architects insurance plan, we will listen to your concerns so we recommend the most effective policy and risk management strategy. For effective protection for your practice, call Fenner & Esler, a quality independent architect insurance company.