Fenner & Esler is not just a top rated architect and engineers insurance broker. We also offer design professionals with the finest options when it comes to employment practice liability insurance for architects. Most architects and architects have some staff, made up of administrators and assistants. In any creative company, working relationships are often close ones, resulting in a blurring of the lines between employer and employee, which may lead to issues in terms of legal liabilities associated with the employer status. EPLI for architects is essential for design professionals who wish to make sure their company runs smoothly in the long term.
Architect employment practice liability insurance from a qualified independent architects and engineers insurance broker like such as Fenner & Esler is essential because even in the most closely-knit design firms, employment problems may arise. While a complete human resource policy and process can serve as the building blocks for guarding you from liability issues, it’s not enough when a suit arises. Even a frivolous lawsuit could be devastatingly expensive to defend. Architects employment practice liability insurance can provide a fiscal firewall in the case of employee allegations of discrimination, harassment, wrongful termination or disciplinary actions, or other workplace-related issues. Employment practice insurance for architects will insure the total charges of defending a case, and pay for a settlement should the situation require one.
Architect Insurance Brokerage
If you ask an insurance company to provide you with employment practice insurance for architects, they will first ask to get a copy of all internal documents relating to your human resource policies. Independent architects and architects insurance brokerages that specialize in employment practice insurance for architects is going to be in a position to examine these files and ensure that they’re fit for purpose. Also, the seasoned insurance professional has the expertise to present the program for coverage so that the business will get the defense it needs for the most affordable premium possible. insurance companies also possess an awareness of engineer EPLI which enables them to provide advice and support if an employee makes a claim.
Architect Insurance Companies
Architect employment practice liability insurance operates on a claims-made basis; for this reason, it is imperative that coverage is maintained constantly, otherwise the company may not be covered. Retroactive coverage riders are obtainable from some companies but these can be more expensive. Somebody new to the process can find themselves easily overwhelmed by all the options which are available. This is the reason we’re here to assist as an architect & engineers insurance brokerage well versed to the ins and outs of working in the business.
Fenner & Esler’s specialists in architects EPLI work with a select team of A-rated insurance carriers to help your business to get the most cost-effective policy that covers your needs, ensuring that your business consistently enjoys protection from legal action related to employee problems.
Fenner & Esler has been serving the needs of design professionals in need of architects and engineers insurance by providing a wealth of effective choices since 1923. We are an independent broker. This means that unlike larger architect and engineer we can customize a plan which will suit your exact needs. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.