Whatever the size of your business, the significance of obtaining service from a top engineer and architect insurance company should not ever be underestimated. The present state of the economy means that it’s more important than ever for engineers to make every effort to safeguard their personal finances and the assets of their firm. As a business owner, having all your bases covered is a top priority. In the architecture area, this is extremely critical as a small error or omission can lead to substantial amounts of expensive litigation. Even if you’re found not liable in the end, the cost of said litigation is normally enough to wipe out a small or medium sized firm. This is not even taking into consideration the harm it can do to your reputation. To guarantee the future of your business, engineers insurance is an essential ingredient to success. As an independent engineers insurance broker with significant expertise, Fenner & Esler is able to assist you in navigating this challenging course to find engineers insurance which will work best for you.
The cookie cutter policies found from other architects and engineers companies on the internet stop a lot of engineers from obtaining policies that will be effective and are going to suit their needs. The truth is, the price of the cookie cutter policies prospects many young structural engineer to make the choice to go without engineers liability insurance, that has the capability to be a career-ending blunder. You may be surprised at how many times young engineers make this error. Many believe it is better to keep putting money away in case there is an emergency, thinking the only other option is paying for expensive insurance services they don’t really need. There are many problems with this scenario, however. First of all, if an unexpected problem arises, frequently the funds are not available as it is far too tempting to take from. Many court cases are filed years after the project has been completed, which means you don’t know when you will require coverage. Secondly, it’s easy to underestimate the amount of money that will be needed for litigation. Lawsuits may drag out for years and bankrupt your business, not to mention destroying your reputation. Your best choice is rather to seek the assistance of a trusted independent engineer insurance company such as Fenner & Esler, since we are able to locate engineer insurance which can fit your exact needs.
Engineer Insurance Company
Finding a quality architects and engineers insurance company may be challenging when you consider the number of on-line insurance offers you will surely run into. Various insurance carriers have different exclusions, deductibles, and riders, which might make it difficult to compare the various policies they provide. engineers in solo practices and small businesses will normally lose in this situation too, as a straightforward and complete engineers liability insurance policy will tend to over-insure while being incredibly expensive.
Engineers Insurance Companies
We have worked with design professionals for years as an independent engineer and architect company, and so we’re well aware that no two architecture firms have the exact same requirements. Every firm is going to run into different types of risk depending on the experience of the professionals and the types of projects they take on, leading to distinct needs from their engineer PL insurance. At Fenner & Esler, we take the time with each one of our clients to learn about their business and listen to their concern. Using the information you have supplied us, we are able to utilize our business knowledge to come up with an engineer insurance policy with protection from A-rated carriers that will fit your specific needs. The advantage of service from Fenner and Esler is that you not only have the proper amount of insurance coverage, but you also get the most affordable policy premiums possible.
Having more than 30 years experience supplying engineer liability insurance, you’d be hard pressed to locate a better independent engineer insurance company. We’ve got an edge as an independent engineers insurance company as our dedication is to you, the design professional, and not to an insurer. Another advantage of partnering with an independent engineer insurance company is that our representatives use their in-depth knowledge of the dangers that come with the design business to craft customized insurance policies that match the needs of your company today, which possess the flexibility to change since your insurance conditions differ in each individual stage of your career.
Engineer Insurance Brokerage
With one-size-fits-all engineers insurance plans that you find from larger architects and engineers insurance companies online, typically you don’t receive information on the design industry’s best practices for risk management. Spending time researching this information online and discovering whether a specific recommendation will is applicable to your practice and is consistent with the laws and regulations in your state is time consuming at best. Along with developing custom engineers E&O insurance policies, Fenner and Esler is also your partner in risk management. We will notify you of new industry practices that relate to your practice, look over contracts, and offer regular guidance on means by which you can safeguard your business. In this way, we are able to supply you with the reassurance you need in order to focus on your business instead of being worried about frivolous litigation. With Fenner & Esler on your side, you may be confident you’re receiving engineers insurance from a company you can trust to keep the big picture in mind without overlooking any detail.
Architects & Engineers Insurance
Being a top quality independent engineers insurance company, we have developed and maintained connections with solid A-rated engineers insurance carriers. Our clients know they can depend upon their engineers’ professional liability insurance policy in the event it is ever required. For young engineer getting started in the business, we offer scalable professional liability insurance packages. This way, as you get more business, your coverage can be upgraded to reflect the amount of protection you’ll want. Later in your career, your policy may be modified to supply cost-effective safety in case a former client chooses to file a lawsuit years after the completion of a project. This is one of the reasons we’re a top choice for those looking for engineers insurance companies.
Engineers Insurance Brokerages
We have worked hard to earn our status and do not take it for granted. In addition to our services for engineers, we also provide environmental consultant insurance, surveyor insurance and engineer insurance, providing service to a wide range of professionals in the design industry. Whether you want to renew your engineer PL insurance, ascertain if you possess adequate engineer E&O insurance coverage, or you want to explore different alternatives for a new engineer insurance plan, we’ll listen to your concerns so we recommend the most effective policy and risk management strategy. When you want to give effective protection for your business, call Fenner & Esler, a top quality engineer insurance company you’ll find.