Fenner & Esler isn’t only a top rated architect & engineers insurance company. We additionally offer design professionals with the finest options when it comes to engineer employment practice liability insurance. In addition to providing their particular solutions as design professionals, it is common for engineers and engineers to use assistants and other workers to whom they could delegate design-related or administrative tasks. In any creative business, working relationships are frequently close ones, leading to a blurring of the lines between employer and worker, which may lead to issues in terms of legal obligations associated with the employer status. In order to protect the long-term financial viability of the design company, it is essential to carry EPLI for engineers.
Engineer employment practice liability insurance from a qualified independent architect & engineers insurance company like such as Fenner & Esler is essential because even in the most closely-knit design firms, employment issues can arise. Even if you are assured in your HR framework to protect you from liability in most situations, there will come an occasion when you are facing some sort of legal action. Even a frivolous suit can be incredibly expensive to defend. Engineers employment practice liability insurance provides a financial firewall in case of worker allegations of discrimination, harassment, wrongful termination or disciplinary actions, or other workplace-related problems. Engineers employment practice liability insurance provides protection, up to the limitations of liability, for the expense of litigation as well as the expenditures for any resolution of the case.
Engineer Insurance Company
When you ask an insurer to provide you with employment practice liability insurance for engineers, they’ll first ask to obtain a copy of all internal documents concerning your human resource guidelines. If the firm operates with an independent engineers or engineers insurance company who specializes in engineers employment practice insurance, the broker can ensure that policy and procedure guide has the information that is required by the insurance companies. Additionally, the seasoned insurance specialist has the knowledge to present the application for coverage to ensure that the business will get the protection it wants for the least expensive premium possible. An insurance broker will additionally work together with clients in managing risk, offering expert advice during these critical incidents when employer/employee friction has arisen.
Engineers Insurance Companies
The bulk of engineers employment practice insurance policies will only cover claims made throughout the lifetime of that policy, so it is vital to ensure that the protection is active at all times. Retroactive coverage riders are obtainable from some providers but these can be more expensive. The significant experience we have at Fenner & Esler as an experienced engineer & engineers insurance company will work to your benefit because this process can easily be overwhelming for someone who is just getting started.
Architects & Engineers Insurance
Fenner & Esler’s experts in employment practice insurance for engineers use a select team of A-rated insurance carriers to help your business to obtain the most cost-effective plan that addresses your needs, ensuring that your business consistently enjoys protection from litigation associated to employee issues.
Serving design professionals as a top architect and engineer insurance company since 1923, Fenner & Esler is able to provide you with a variety of effective choices. As an independent brokerage, we are capable of individualizing insurance policies which are going to fit your exact needs, unlike larger engineer and engineer brokerages. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.