logo


Fenner & Esler is a top choice in terms of insurance from an independent architects & engineers insurance company. Every structural engineer in Florida should have structural engineers professional liability, or errors and omissions insurance, regardless of the firm’s size. Quality structural engineer insurance provides professional financial protection to cover any claim of negligence or breach of contract which may appear. When looking for a professional liability insurance brokerage, the best choice is Fenner Esler. We’re not simply brokers, but experts at dealing with the needs of structural engineers, giving you the protection you need.

Engineers Insurance

Errors are not just limited to rookie structural engineers. When a firm makes the error of trying to secure contracts without the services of an architect & engineer insurance company, the professionals discover very fast that they’re not able to bid for the contracts of higher value. Nearly all contracts, federal and state, demand structural engineers insurance prior to letting a structural engineer make a bid on a contract. Other engineers decide to depend on a project policy, which may help them gain smaller contracts, but these policies have inordinately high deductibles. In the event the unthinkable happens and a claim is brought forward, the structural engineer is likely going to have to pay at least $250,000 out of pocket before the coverage starts to cover the expenses related to litigation. Meeting this deductible would financially ruin most smaller companies and independent structural engineers. Our team of structural engineer insurance specialists make sure the structural engineers insurance our customers select has decent and affordable deductibles, which protects the viability of the firm.

Structural Engineer Insurance Company

Even the most conscientious structural engineer who sticks to all the rules of the industry to the letter must understand the chance of a lawsuit alleging that an omission or error in a project they worked on resulted in property damage or physical injury. For the most part this sort of legal action is pursued a great deal of time after a project is finished. Even if the accusations of negligence are frivolous, the price of litigation will be substantial. For structural engineers working alone as well as engineering firms, structural engineers liability insurance is essential to protect against the astronomical financial expenses of errors and omissions litigation. Structural engineer insurance serves to protect structural engineers from the expenses of litigation, as well as from fees associated with legal settlement actions and paying the plaintiff in the event a judgment is made against the structural engineers or firm. In the event a former client files a suit against the structural engineer or firm, the insurance company will secure legal representation to help determine the merits of the suit to figure out the best method of dealing with it.

Structural Engineers Insurance

Having structural engineers EPLI is important for any firm. Even in the absolute most tightly-knit structural engineer companies, employer-employee conflicts come up. Sometimes, these disputes are readily resolved, but the possibility also exists for a disagreement to escalate into claims of harassment or discrimination. Settlements with disgruntled employees on average have climbed every year, and these lawsuits can cause substantial damage to a structural engineers company if employment practice liability insurance for structural engineers is not in place. Our team of risk management professionals at Fenner and Esler designs EPLI for structural engineers policies which take into account the number of workers and independents contractors that work for the firm to ensure the structural engineer is neither over insured or under insured.

Structural Engineer Insurance

The importance of obtaining insurance from a qualified structural professional liability broker for engineers cannot be underestimated. One lawsuit can take out a smaller company, even if the structural engineer is found not liable in the end. For this reason, it’s crucial to make sure you’re covered. Some young structural engineers blow off this reality and decide to save money and not insure themselves Others might opt to self-insure only to discover that the cost of litigation and authorized defense is considerably greater than the structural engineer anticipated. The requirement for structural engineer PL Insurance becomes apparent when one considers all these aspects.

Structural Engineer Insurance

When asked why they opt out of architects & engineers insurance company many professionals cite the cost of the procedures which they’ve found online. This is because these policies are frequently one size fits all plans, which actually do not function in your best interest. This is where Fenner Esler comes in. We can tailor for you a customized structural engineers policy from a number of A-rated carriers that is fitted to the requirements of your firm. The result is structural engineers insurance which is much less expensive. Fenner Esler is the place to go because our plans are also scalable to satisfy the requirements of your jobs. If suddenly you discover you are taking on bigger jobs, it is easy to expand your E&O Insurance policy. In the event that a firm is awarded a project much larger than their normal contracts, an insurance specialist from the professional liability insurance brokerage can organize a per project structural engineers Errors and Omissions Insurance policy without the expense of expanding the protection of the principal policy.

Insurance Broker Structural Engineer

When looking for a architect & engineer insurance company, it is useful to consider the procedure as similar to including a partner into your company. Guidance for risk management strategies is another benefit of using an independent professional liability insurance brokerage like Fenner Esler. For instance, they provide assistance for young structural engineers about how you can spread the risk of large projects among the various experts. When there are delays in a task beyond the structural engineer’s management, the structural engineers PL Insurance specialist may also assist with negotiating contract provisions to keep them from assuming liability.

Structural Engineers Liability Insurance Coverage Broker

Fenner and Esler has been a top independent structural engineers insurance company for more than three decades. Our specialists in structural engineers insurance ensure that all of your needs are satisfied and that you’re fully alert to all hazards connected with the job with our risk management services. For example, we look over each proposal and contract to ensure our customers are not assuming any risks on any of their projects. We also keep our customers current on the newest developments in the most effective practices related to risk management. We take pride in the individual attention that we offer to all our clients, something which sets us apart from on-line structural engineer insurance companies that just contact you if they’re looking for money or a contract renewal.