Fenner & Esler isn’t merely a highly rated architects and engineers insurance company, but we additionally provide design professionals with the finest options for employment practice insurance for architects. On top of supplying professional services, many architects and engineers also act as employers for a team of assistants and administrative professionals. In any creative company, working relationships are often close ones, resulting in a blurring of the lines between employer and employee, which in turn may lead to issues in terms of legal obligations associated with the employer status. EPLI for architects is essential for design professionals that wish to make sure their company runs smoothly in the long term.
Legal issues show up in even the most closely knit of design firms, making seeking out employment practice liability insurance for architects from a qualified independent architect and engineers insurance company like such as an absolutely essential investment. Even if you are assured in your HR structure to protect you from liability in most situations, there may come an occasion when you are facing some kind of legal action. Even when a legal action is without merit, the cost of litigation could be significant. If an employee brings allegations of wrongdoing in the workplace (wrongful disciplinary action, wrongful termination, discrimination or harassment, for example) a buffer zone may be needed to prevent the cost of the lawsuit from affecting the company in a negative way. Architect employment practice insurance supplies protection, up to the limits of liability, for the expense of litigation as well as the costs for any settlement of the case.
Architects Insurance Brokerage
If a company applies for architects EPLI, the insurance carrier is going to generally ask to see a copy of the firm’s manual on HR process and policy. Choosing to insure via an insurance broker for architects or architects specializing in architects employment practice liability insurance can to your benefit; the agent will make certain that the HR manual details all the information on policy and process that the insurance providers they work with may require. An insurance business specialist with experience in presenting applications can help design professionals to comply more closely with the demands of insurance companies, getting the greatest rates available. An insurance broker will additionally collaborate with customers in controlling risk, offering professional assistance throughout those vital episodes when employer/employee friction has arisen.
Architects & Engineers Insurance
Fenner & Esler’s specialists in architect and engineers insurance coverage use a select team of A-rated insurance carriers to assist your firm in obtaining the most cost-effective coverage that covers your needs, making sure that your enterprise consistently enjoys protection from legal action related to employee problems.
Since 1923, Fenner & Esler has been serving the needs of design professionals in need of architects and engineers insurance coverage by providing a wealth of effective choices. As an independent broker, we’re able to customize insurance policies that will fit your exact requirements, unlike larger architect and engineer insurance brokerages. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.