Fenner & Esler is not only a top rated engineer and architect insurance company, but we also supply design professionals with the finest alternatives for architects EPLI. On top of providing professional services, many architects and engineers additionally act as employers for a staff of assistants and administrative professionals. In any innovative company, working relationships are often close ones, resulting in a blurring of the lines between employer and employee, which may lead to issues in terms of legal obligations associated with the employer position. Employment practice insurance for architects is vital for design professionals that wish to make sure their company runs smoothly in the long term.
Even in the most closely knit design firms, it’s possible for employment issues to arise, which means seeking out a top architect & engineers insurance company for EPLI for architects an investment that’s essential. Even if you are assured in your HR structure to protect you from liability in many situations, there can come a time when you are facing some kind of legal action. Even a frivolous lawsuit may be incredibly expensive to defend. If a worker brings allegations of wrongdoing in the workplace (wrongful disciplinary action, wrongful termination, discrimination or harassment, for example) a buffer zone may be needed to avoid the cost of the suit from affecting the organization in a negative way. Architect employment practice liability insurance can insure the total costs of defending a case, and take care of a settlement should the case need it.
Architect Insurance Brokerage
If you’re submitting an application for employment practice liability insurance for architects, it is common for the insurance provider to ask for a copy of the firm’s HR policy and procedure manual. Electing to insure with an insurance brokerage for architects or architects that specializes in employment practice insurance for architects can in your best interest; the agent will make sure that the HR manual details all the information on policy and process that the insurance companies they work with might need. A broker can also tailor the program to make sure that the client’s application fits their business needs, while additionally seeking for the cheapest possible premium. Brokers also possess an awareness of employment practice liability insurance for architects which enables them to provide advice and assistance should an employee make a claim.
Architects Insurance Brokers
Our policies for architect & engineers insurance coverage work on the basis of claims made; for this reason, it is imperative that coverage is kept constantly, otherwise the firm may not be insured. It’s possible to find insurance that may cover activities in the past, but the premiums on such guidelines are going to be more costly. As an experienced from a qualified independent engineers and architects insurance brokerage, Fenner & Esler has the experience to assist you in navigating the process of choosing the ideal options, which can seem overwhelming to somebody who is just getting started.
Architects & Engineers Insurance
Fenner & Esler architects and engineers insurance coverage specialists are experts in the area and may find an insurance solution with an A rated carrier that’s customized only for you in Michigan, making sure that the equilibrium of your business is constantly assured.
Since 1923, Fenner & Esler has been serving the needs of design professionals who have needed architects & engineers insurance coverage by providing a wealth of effective options. As an independent broker, we are capable of individualizing insurance policies that are going to fit your precise needs, unlike larger engineer and architect brokerages. Contact the experts today at Fenner & Esler and find out exactly what we can do for you.