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When it comes to insurance for design professionals, Fenner & Esler is a leading choice as an experienced engineer & architect insurance company. Every structural engineer in New Mexico needs to have structural engineers professional liability, or errors and omissions insurance, aside from the company’s size. Quality structural PL insurance coverage for engineers provides professional financial protection to cover any allegation of negligence or breach of contract which may appear. When you need a professional liability insurance brokerage, your best choice is Fenner Esler. We’re specialists in taking care of the insurance needs of design professionals, including structural engineers and engineers.

Engineer Insurance

When design professionals make the error of going without the services of an architects & engineers insurance company they quickly discover they’re not permitted bid for high value contracts. The majority of federal and state contracts need structural engineers to have structural engineers errors & omissions insurance to even bid on a contract. Other engineers choose to depend on a project policy, something that may help them acquire smaller contracts, but these policies have extremely high deductibles. Worst-case scenario is that a claim is made, which causes the structural engineer to pay at least $250,000 of their own hard-earned cash before the policy starts to cover any lawsuit-related expense. A small firm can go bankrupt trying to meet that deductible and an independent structural engineer would be ruined. The team of specialists employed by Fenner and Esler can ensure that the structural engineer insurance our clients select has low rates to satisfy any budget, ensuring the operating success of the company.

Structural Engineer Insurance Company

Even the most diligent structural engineers that follow all the industry’s regulations to the best of their ability run the chances of a lawsuit alleging that some omission or error in a building or other structure they designed was responsible for physical injury or property damage. Usually such litigation happens years after a project is finished. Even if the accusations of negligence end up being proved false, the price of litigation can be considerable. For the individual structural engineer and engineering companies alike, structural engineer insurance is essential to protect against the catastrophic financial costs of O&E litigation. Structural engineers insurance serves to insure structural engineers against legal fees, in addition to fees associated with settling legal actions or issuing payment to the plaintiff in case the court sides against the firm or structural engineer. In the event a suit is filed against the firm or structural engineer, legal representation will be obtained by the insurance company to assist in determining the merits of the suit to come up with the best method of dealing with it.

Structural Engineers E&O

Having employment practice liability insurance for structural engineers is important for any firm. Conflicts can happen in just about any workplace. Even the most closely-knit structural engineer firms can be prone to them. In some cases, these disputes are easily resolved, but the potential also exists for a disagreement to escalate into allegations of harassment or discrimination. The costs of litigation and settlements for employment practice lawsuits are forever rising, and this may wreak havoc on a structural engineers firm that does not have any employment practice insurance for structural engineers set up. Our team of risk management experts at Fenner and Esler creates structural engineer EPLI policies which take into consideration the number of workers and independents contractors that work for the firm to make sure the structural engineer is neither over insured or under insured.

Structural Engineer Insurance

The importance of having insurance from a qualified structural engineer insurance broker shouldn’t ever be underestimated. One lawsuit can wipe out a smaller business, even if the structural engineer is found not liable in the conclusion. Because of this, it’s vital to make sure you are covered. Some young structural engineers blow off this fact and decide to save money and not insure themselves People who elect to self insure frequently find that they either failed to anticipate the actual price of litigation, or else were tempted to get the money for other expenses. We can offer comprehensive liability insurance coverage at Fenner & Esler. The possibility for settling claims or defending one’s self in court makes structural engineers Professional Liability Insurance absolute necessity.

Structural Engineer Insurance

When asked why they opt out of architects & engineers insurance company many professionals mention the expense of the guidelines which they’ve found online. It is because these plans are often one size fits all policies, which actually don’t work in your best interest. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from a number of A-rated carriers that is suited for the needs of your firm. The outcome is structural engineers insurance which is far more affordable. Fenner Esler is the place to go because our policies are also scalable to satisfy the needs of your projects. If suddenly you discover you are accepting much larger jobs, it is easy to expand your E&O Insurance policy. Fenner Esler can even provide you specific per-project alternatives to ensure that you can accept just one large job without the need to cover more for your normal structural engineer insurance.

Insurance Broker Structural Engineers

This process is no less crucial than adding a partner to your firm or business. An often-overlooked advantage of making use of an independent professional brokerage like Fenner Esler for O and E Insurance For structural engineers insurance is the risk management advice that we can provide. Many structural engineers want help with issues like spreading out the risk of big jobs to decrease the opportunity of lawsuits, errors or omissions. There are forces that will be beyond the structural engineers control, and a professional in structural engineers insurance will be able to help negotiate contracts to the structural engineer will assume minimal liability.

Engineer PL Insurance Coverage Broker

Fenner and Esler has been a quality independent structural engineer insurance company for over thirty years. Our specialists in structural engineers insurance make sure that all of your needs are met and that you are fully alert to all risks connected with the job with our risk management services. We are constantly going over contracts and proposals to be sure that none of our clients are taking a risk with the amount of liability they might assume for any given job. We like keeping our clients current on the very best risk management developments available. Each client is treated with our full attention regardless of how large or small they might be. We feel our personal touch truly sets us apart from on-line structural engineer professional liability broker that only really appear if they’re looking for money.