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Fenner & Esler is a leading choice as an independent architects & engineers insurance company serving your needs as a design professional. It is a given that any structural engineer in Indiana must not be without structural engineers O&E Insurance, or errors and omissions insurance. Quality structural E&O insurance for engineers supplies professional financial protection to cover any claim of neglect or breach of contract which may appear. Fenner Esler is your top choice the only choice you need to make for a professional liability insurance broker. We are experts in handling the insurance needs of structural engineers, engineers, and other design professionals.

Engineer Insurance

When design professionals make the mistake of going without the services of an architect & engineer insurance company they discover quickly they aren’t eligible to bid on contracts of high value. The majority of state and federal contracts need structural engineers to have structural engineer errors and omissions insurance to even bid on a contract. Many engineers prefer to depend entirely on a project policy as this can assist with gaining smaller contracts. The only negative is that the expenses on some of these policies could be extremely high. Any structural engineer might be at the foul side of a claim when it’s made, and these can be costly affairs that could occasionally require the engineer themselves to pay out a large amount of their own money before any legal expenses will be covered by the policy. A financial deficit this large could potentially destroy many small firms and any structural engineers working for themselves. The team of specialists that we employ will make sure the structural engineer insurance our customers choose has low rates to suit any budget, ensuring the operating success of the firm.

Structural Engineers Insurance Broker

Even the most competent structural engineer that follows all the rules of the industry to the letter faces the chances of a lawsuit which alleges that some error or omission in a project they designed was responsible for property damage or physical injury. Usually this legal action occurs a long time after the completion of the project. The legal cost may be substantial even if the allegations of negligence are frivolous. For structural engineers working alone and engineering companies alike, structural engineer insurance has a value that must not be underestimated. Structural engineers insurance serves to insure structural engineers against legal expenses, in addition to fees associated with settling legal actions or issuing payment to the plaintiff in the event the court sides against the structural engineers or firm. In the event someone files a suit against the firm or structural engineer, legal representation will be secured by the insurance company to help with determining the merits of the suit to determine the right method of dealing with it.

Structural Engineers E&O

Any firm will benefit from having structural engineer employment practice liability insurance. Conflicts can happen in any workplace. Even the most closely-knit structural engineer firms may be prone to them. Most of the time disputes could be addressed rather quickly, but businesses must be prepared for the off-chance that they amount to what is potentially the worst-case scenario of discrimination or harassment claims. The price of litigating and settling employment practice lawsuits continues to grow every year, which can destroy a structural engineers company that does not possess structural engineers employment practice liability insurance. Our team of risk management specialists at Fenner and Esler designs employment practice liability insurance for structural engineers policies which take into account the number of workers and independents contractors who work for the firm to ensure the structural engineer is neither over insured or under insured.

Structural Engineers Liability Insurance Coverage

The importance of having insurance from a qualified structural PL company for engineers cannot be underestimated. It’s a common mistake of structural engineers to falsely think they are better off saving the money by not insuring. They find out years after, when a lawsuit occurs, even if it’s without merit, that they are in trouble. Others might decide to self-insure only to find that the expense of litigation and authorized defense is much higher than the structural engineer expected. The necessity for Errors & Omissions Insurance for structural engineers becomes apparent when one considers all these elements.

Structural Engineer Insurance

Many start design experts find that they opt out of insuring since the quotes they often see for architect & engineer insurance are so high. The reason being these policies are often one size fits all policies, which truly do not function in your best interest. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from a number of A-rated carriers that is suited for the needs of a small company. This makes the premium for insurance far more affordable. Fenner Esler is the place to go because our policies are also scalable to satisfy the requirements of your projects. If suddenly you find you are taking on much larger jobs, it’s simple to expand your PLI coverage. Fenner Esler can even offer you special per-project choices to ensure that you can undertake a single big job without having to pay more for your regular structural engineers insurance.

Insurance Broker Structural Engineers

You should treat employing an architect & engineer insurance company just the same as if you were appointing a new team member for the firm. An often-overlooked advantage of using an independent professional brokerage like Fenner Esler for E&O Insurance For structural engineers insurance is the risk management advice that we can supply. Lots of structural engineers want assistance with issues like spreading out the risk of large jobs to reduce the possibility of lawsuits, errors or omissions. Additionally, the PLI for structural engineers expert provides assistance during contract negotiations in conditions of developing provisions to safeguard the structural engineer or design professional from liability when they are delays in a job that are beyond the control of the structural engineer.

Structural Engineers Errors & Omissions Insurance Coverage Brokerage

We have more than three decades of experience as a top independent structural engineers insurance company with experts that don’t just create customized insurance policies, but the most all-inclusive risk management plans to meet the needs of our clients. We are always reviewing proposals and contracts to be certain that none of our clients are taking a risk with the amount of liability they may take on for any specific job. We work hard to keep our customers up to date with the newest innovations and best advice in the area of risk management. Every customer is treated with our complete focus regardless of how large or small they might be. We believe our personal touch really sets us apart from online structural engineer insurance brokerages that just really appear if they’re looking for money.