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When it comes to insurance for design professionals, Fenner & Esler is a leading choice as an experienced architects & engineers insurance company. It is certain that any structural engineer in Indiana shouldn’t be without structural engineers O and E Insurance, or errors and omissions insurance. Structural engineer insurance offers professional the financial protection they need in case of allegations of negligence or breach of contract. Fenner Esler is your top choice when you’re looking for a professional liability insurance company. We are experts in dealing with the insurance needs of design professionals, including structural engineers and engineers.

Engineers Insurance

Errors aren’t just restricted to rookie structural engineers. When a company makes the mistake of trying to bid for contracts without the services of an architects & engineers insurance company, the professionals find out very fast that they are unable to bid on the contracts of higher value. The majority of state and federal contracts need structural engineers to have structural liability insurance for engineers to even bid on a contract. Other engineers decide to depend on a project policy, which may help them gain smaller contracts, but these policies have astonishingly high deductibles. Worst-case scenario is that a claim is made, which causes the structural engineer to pay at least $250,000 of their own hard-earned cash before any policy begins to cover any litigation-related expense. A small company would go bankrupt attempting to meet that deductible and an independent structural engineer would be ruined. We have a group of specialists that specialize in structural engineers insurance whose main job is ensuring that our customers are safeguarded by their policy at all times and need not suffer any unaffordable costs.

Structural Engineer Insurance Company

Even the most competent structural engineer that follows all the best practices of the industry faces the risk of a lawsuit which alleges that some omission or error in a building or other structure they designed caused property damage or personal injury. Usually legal action of this nature happens years after the completion of the project. Even if the claims of negligence are frivolous, the cost of litigation will be considerable. For structural engineers that work by themselves and engineering firms alike, structural engineers insurance is necessary to protect against the staggering legal costs involved in O & E litigation. Structural engineers insurance acts as protection from the expenses of litigation, as well as from the costs associated with settling legal actions and issuing payment to the plaintiff in case a judgment is made against the structural engineers or firm. If it so happens that a suit is filed against the structural engineer or firm, legal representation will be obtained by the insurance company to help with determining the merits of the suit to come up with the best course of action.

Structural Engineers E&O

Every firm can benefit from possessing structural engineers employment practice liability insurance. Even in the absolute most tightly knit structural engineer companies, employer-employee conflicts arise. In some instances, such disputes are readily resolved, but the potential also exists for a disagreement to escalate into claims of discrimination or harassment. Settlements with disgruntled employees on average have grown every year, and these lawsuits can substantially damage a structural engineers company if EPLI for structural engineers isn’t in place. At Fenner and Esler our specialists create a structural engineer employment practice insurance policy that takes into account each aspect of your practice to ensure no structural engineers are ever over or under insured.

Structural Engineer PL Insurance

The importance of having insurance from a qualified structural errors & omissions insurance coverage company for engineers cannot be underestimated. While some engineers select to go without this coverage under the false assumption that the project owner’s insurance will provide protection in case of a claim, some find, often when a claim is made years later, that they are not protected. Others decide to put away the funds themselves and self insure, only to realize that the expense of litigation is substantially more than they anticipated. We can offer comprehensive liability insurance coverage at Fenner & Esler. The necessity for Professional Liability Insurance Coverage for structural engineers becomes clear when one takes into account all these aspects.

Structural Engineer Insurance

Many people find engineer & architect insurance online and find it is far more than they anticipate. In most cases, the Omissions and Errors Insurance plans offered on the Internet are one size fits all policies offering more protection than what is needed by small businesses. This is where Fenner Esler comes in. We can tailor for you a customized structural engineers policy from several A-rated carriers that is suited to the requirements of a small firm. This makes the premium for the insurance much less expensive. Fenner Esler is the place to go because our policies are also scalable to suit the needs of your projects. If suddenly you discover you are dealing with bigger jobs, it is simple to expand your PL Insurance policy. In the occasion that a company is awarded a project considerably larger than their usual contracts, an insurance specialist from the professional liability insurance brokerage can organize a per task structural engineers E and O Insurance coverage without the expense of enlarging the protection of the principal policy.

Insurance Company Structural Engineer

You must always treat hiring an architect & engineers insurance company precisely the same as if you were appointing a new partner for the business. Advice for risk management strategies is another advantage of using an independent professional liability insurance brokerage like Fenner Esler. How you can spread the risk of large projects is one particular example that any structural engineer will find helpful. When there are delays in a task beyond the structural engineer’s control, the PL Insurance for structural engineers specialist can also assist with negotiating deal terms to keep them from assuming liability.

Structural Engineers E&O Insurance Coverage Broker

We’ve got over three decades of experience as a quality independent structural engineer insurance broker with experts that create not only optimized insurance policies, but the most all-inclusive risk management programs to satisfy the requirements of our clients. We’re always looking over proposals and contracts to ensure that none of our customers are taking a risk with the amount of liability they may assume for any specific job. We like keeping our customers up to date on the very best risk management developments available. We take pride within the individual attention that we supply to every one of our clients, something which sets us apart from online structural engineers professional liability broker that just contact you when they’re looking for money or a contract renewal.