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Fenner & Esler is a top choice as an independent engineers & architects insurance company serving your requirements as a design professional. Every structural engineer in South Carolina should have structural engineers professional liability, or errors and omissions insurance, regardless of the firm’s size. Quality structural engineers insurance provides professional financial protection to cover any allegation of negligence or breach of contract which may appear. Fenner Esler is your top choice the only choice you need to make for a professional liability insurance company. We aren’t simply brokers, but experts at dealing with the needs of structural engineers, providing you with the protection you need.

Engineer Insurance

Mistakes aren’t just limited to rookie structural engineers. When a company makes the mistake of attempting to secure contracts without the services of an architects & engineers insurance company, the professionals realize quite fast that they are not able to bid for the contracts of higher value. Almost all contracts, state and federal, demand structural engineer insurance prior to letting a structural engineer place a bid for a contract. Some engineers prefer to rely solely on a project policy as this could assist with attaining smaller contracts. The only negative is that the expenses on a lot of these policies can get astronomically high. Any structural engineer could be at the foul side of a claim if it is made, and these can be costly affairs that could occasionally require the engineer themselves to pay out a large amount of their own money prior to any legal expenses being covered by a policy. A small firm could go bankrupt attempting to meet that deductible and an independent structural engineer would be ruined. We’ve got a group of experts who specialize in structural engineers insurance whose chief job is ensuring our clients are protected by their coverage at all times and need not suffer any unaffordable costs.

Structural Engineer Insurance Company

Even the most thorough structural engineer who sticks to all the industry’s rules to the best of their ability must understand the chance of a lawsuit which claims that some omission or error in a building or other structure they worked on resulted in property damage or physical injury. Typically legal action of this type occurs a long time after the completion of the project. The legal cost can be substantial even if the allegations of negligence are frivolous. For the individual structural engineer and engineering companies alike, structural engineers insurance has an importance that must not be underestimated. Structural engineers insurance serves to insure structural engineers against the costs of litigation, as well as from expenses that come with settling legal actions and paying the plaintiff if a judgment is made against the structural engineers or firm. If it so happens that someone files a suit against the firm or structural engineer, the insurance company will provide legal representation to help determine the suit’s merits to determine the best course of action.

Structural Engineers E & O Insurance Coverage

Having EPLI for structural engineers is important for any firm. Even in the most tightly-knit structural engineer firms, employer-employee conflicts come up. Such situations need to be immediately addressed since such disagreements frequently have a damaging influence on staff morale, and even though most are resolved fairly easily, it’s not hard for these situations to get out of control. The price of litigation and settlements for employment practice lawsuits are forever growing, and this may wreak havoc on a structural engineers firm that doesn’t have any employment practice liability insurance for structural engineers set up. We have created a team here at Fenner and Esler made up of leading risk management professionals to design structural engineers EPLI which takes into consideration the amount of staff and outside contractors that work for the firm so that they’ll make sure that no structural engineer is ever under insured or over insured.

Structural Engineer Insurance

You should never underestimate the importance of obtaining insurance from an independent structural engineers professional liability brokerage . This is a common fault of structural engineers to falsely think they’re better off saving the funds by not insuring. They find out years after, when a lawsuit occurs, even if it’s without merit, that they are in trouble. Others may choose to self-insure only to discover that the cost of litigation and legal protection is considerably greater than the structural engineer expected. The requirement for structural engineers Professional Liability becomes apparent when one takes into account all these factors.

Structural Engineer Insurance

When asked why they opt out of architects & engineers insurance company many professionals mention the cost of the procedures which they’ve found online. It is because these plans are often one size fits all policies, which really don’t work in your best interest. No matter your firm’s size, at Fenner Esler we can help you to find an idea where you will have all of the protection you could demand without spending additional funds that you don’t need to. Structural engineers insurance that you can manage is the end result. Fenner Esler is the place to go because our policies are also scalable to satisfy the needs of your projects. If suddenly you find you are taking on much bigger jobs, it is easy to expand your PL Insurance policy. Something an independent structural liability insurance broker for engineers like Fenner Esler will offer you is the capability to take out insurance for a particular project. If you accept a single big project which will require more insurance, you can handle it without having to update your normal policy.

Insurance Brokerage Structural Engineer

This process is no less important than including a partner to your firm or business. Guidance for risk management strategies is another advantage of using an independent professional liability insurance brokerage like Fenner Esler. For instance, they offer guidance for young structural engineers about how you can spread the risk of huge projects among the various specialists. When there are delays in a task beyond the structural engineer’s management, the PL Insurance for structural engineers specialist may also help with negotiating contract provisions to keep them from assuming liability.

Structural Engineer Liability Insurance Brokerage

We’ve got over 30 years of experience as a top independent structural engineer insurance brokerage with specialists that create not only optimized insurance policies, but the most all-inclusive risk management programs to satisfy the requirements of our customers. We’re always going over proposals and contracts to ensure that our clients aren’t taking a risk with the amount of liability they may take on for any given project. We also keep our clients up-to-date on the newest advances in the best practices related to risk management. The individual attention we offer our customers is what sets us apart from an online structural engineer insurance that only makes contact when a premium is due or it’s time to renew the policy.