Never underestimate how important it is to have engineers insurance coverage. If you are an engineer, then you know just how much work and effort is involved with any project. Whether it is a simple residential project uptown or a world class skyscraper downtown, you cannot deny the fact that the art of engineering requires mastery of a broad skill set. This means that even the best engineers cannot realistically be expected to perform perfectly in their work all the time. Sometimes, because of the different tasks that an engineer must attend to, he may overlook one or two standards and regulations during the construction of his project. These regulations may be minor, but legally speaking negligence may have been committed. And once clients discover this, they probably will not hesitate to file civil charges. What can protect engineers from financial losses due to cases like these? How can they afford the legal fees for these cases even if negligence is not proven? The answer lies in specialized engineers