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Fenner & Esler is a top choice when it comes to insurance from an independent architect & engineer insurance company. Every structural engineer in Missouri needs to have structural engineers professional liability, or errors and omissions insurance, aside from the company’s size. Structural engineers insurance offers professional the financial protection they want in case of allegations of neglect or breach of contract. When you need a professional liability insurance broker, your best choice is Fenner Esler. We’re not simply brokers, but experts at dealing with the needs of structural engineers, giving you the protection you need.

Engineers Insurance

When design professionals make the mistake of going without the services of an architects & engineers insurance company they discover quickly they aren’t eligible to bid for high value contracts. The majority of state and federal contracts need structural engineers to have structural engineers insurance to even bid on a contract. The engineers who hold their faith in a projects policy might obtain several smaller contracts at first, but these run the risk of becoming very costly with each of the expenses they could incur. Worst-case scenario is that a claim is brought forth, which causes the structural engineer to pay at least $250,000 of their own hard-earned cash before the policy begins to cover any lawsuit-related cost. Meeting this deductible can financially break most smaller companies and independent structural engineers. We have a group of agents who specialize in structural engineers insurance whose main job is ensuring our clients are safeguarded by their policy at all times and don’t have to suffer any unaffordable expenses.

Structural Engineer Insurance Company

Even the most thorough structural engineer that sticks to all the best practices of the industry runs the chances of a lawsuit claiming that some error or omission in a project they worked on was responsible for property damage or physical injury. For the most part this legal action occurs years after a project is finished. The legal cost may be high even if the accusations of negligence turn out to be proved false. For individual structural engineers and engineering companies alike, structural E&O insurance coverage for engineers has an importance that must not be underestimated. Figure out the best course of action by looking at the merits of the suit.

Structural Engineers Insurance

Every firm can benefit from possessing employment practice liability insurance for structural engineers. Conflicts may arise out of the blue, no matter how great the environment in your structural engineering company is. In some cases, these disputes are readily resolved, but the possibility also exists for a disagreement to escalate into allegations of harassment or discrimination. The costs of litigation and settlements for employment practice lawsuits are always rising, and this may cause a lot of damage to a structural engineers firm which has no EPLI for structural engineers set up. Our team of risk management experts at Fenner and Esler designs employment practice liability insurance for structural engineers policies that take into account the number of employees and independents contractors that work for the company to ensure the structural engineer is neither over insured or under insured.

Structural Engineer Insurance

The importance of having insurance from a qualified structural insurance brokerage for engineers cannot be underestimated. One lawsuit can wipe out a small business, even if the structural engineer is found not liable in the conclusion. For this reason, it’s vital to make sure you’re covered. Some young structural engineers ignore this fact and decide to cut costs and not insure themselves Others might choose to self-insure only to discover that the expense of litigation and lawful defense is much more than the structural engineer expected. Without structural engineer E&O, the cost of settling claims or defending against unfounded allegations of neglect has the potential to bankrupt a company.

Structural Engineer Insurance

Many start design experts realize that they choose out of insuring since the rates they often see for architect & engineer insurance are considerably high. This is because these plans are frequently one size fits all policies, which actually do not work in your best interest. No matter your business’s size, at Fenner Esler we can help you to locate a plan where you will have all the protection you could require without spending additional funds that you don’t need to. This makes the premium for your insurance much cheaper. Another benefit of using Fenner Esler is that our policies are scalable so that as the engineering firm take on bigger projects, the limits of liability of the policy may be expanded. Something an independent structural engineers E & O insurance coverage brokerage like Fenner Esler will offer you is the power to take out insurance for a particular project. If you take on just one large job that may require more insurance, you can handle it without needing to update your regular coverage.

Insurance Broker Structural Engineer

This process is no less important than adding a partner to your firm or business. An often-overlooked advantage of making use of an independent professional brokerage like Fenner Esler for structural engineers Errors and Omissions Insurance is the risk management guidance that we can provide. Many structural engineers want assistance with issues like spreading out the risk of large projects to decrease the possibility of lawsuits, errors or omissions. Additionally, the O & E Insurance for structural engineers expert provides guidance during contract negotiations in terms of developing provisions to safeguard the structural engineer or design professional from liability when they are delays in a project that are beyond the control of the structural engineer.

Structural Engineers Insurance Brokerage

We have more than 30 years of experience as a top independent structural engineer insurance brokerage with experts that don’t just create customized insurance policies, but the most all-inclusive risk management plans to satisfy the needs of our customers. We’re continuously evaluating proposals and contracts to ensure that none of our clients are taking a risk with the amount of liability they might assume for any specific job. We do our best to keep you up to date regarding the latest innovations and best advice in the field of risk management. We take pride in the individual attention that we offer to all our clients, something which sets us apart from online structural engineers insurance companies that simply contact you if they are looking for money or a contract renewal.