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Fenner & Esler is a leading choice when it comes to insurance from an independent architects & engineers insurance company. Every structural engineer in California should have structural engineers professional liability, or errors and omissions insurance, no matter the company’s size. Quality structural liability insurance for engineers provides professional financial protection to cover any claim of neglect or breach of contract which may appear. When you need a professional liability insurance company, your best option is Fenner Esler. We’re not simply brokers, but experts at dealing with the needs of structural engineers, providing you with the protection you need.

Engineer Insurance

When design professionals make the error of going without the services of an architect & engineer insurance company they discover quickly they are not qualified to bid on contracts of high value. Having structural engineer insurance is generally a necessity in regards to bidding for the great majority of state and federal contracts. Many engineers choose to rely exclusively on a project policy since this could help with attaining smaller contracts. The only drawback is the fact that the expenses on some of these policies can get astronomically high. In the event the unthinkable happens and a claim is brought forward, the structural engineer is likely going to be required to pay at least $250,000 out of pocket before the coverage starts to cover the expenses related to litigation. A small firm can go bankrupt trying to meet that deductible and an independent structural engineer would be ruined. Fenner and Esler’s team of structural engineer insurance specialists make sure the structural engineer insurance our clients pick has reasonable and affordable deductibles, which protects the viability of the firm.

Structural Engineers Insurance Brokerage

The possibility of a lawsuit which alleges some error or omission in a project that they have worked on is responsible for causing property damage or physical injury is a reality for even the most skilled structural engineer. For the most part this type of legal action occurs years after the completion of the project. Even if the allegations of negligence are frivolous, the price of litigation can be considerable. For individual structural engineers as well as engineering firms, structural engineer insurance has an importance that cannot be underestimated. Figure out the right course of action by determining the suit’s merits.

Structural Engineers Insurance

Possessing employment practice liability insurance for structural engineers is important for any firm. Even in the most tightly-knit structural engineer firms, employer-employee conflicts come up. In some cases, such disputes are easily resolved, but the potential also exists for a disagreement to escalate into claims of discrimination or harassment. Settlements with disgruntled employees on average have climbed annually, and these lawsuits can result in substantial damage to a structural engineers company if structural engineer employment practice insurance is not in effect. Here at Fenner and Esler our experts create a employment practice insurance for structural engineers policy that takes into consideration each facet of your practice to ensure no structural engineers are ever over or under insured.

Structural Engineer Insurance

Don’t ever underestimate the how essential it is to obtain insurance from an independent structural insurance brokerage for engineers . This is a common mistake of structural engineers to falsely believe they are better off saving the money by not insuring. They find out years after, when a lawsuit occurs, even if it’s frivolous, that they are in big trouble. The others decide to store the money themselves and self insure, only to discover that the expense of litigation is considerably higher than they expected. The possibility for settling claims or defending one’s self in court makes Professional Liability Insurance for structural engineers complete requirement.

Structural Engineer Insurance

Many individuals find architects & engineers insurance on the web and find that it is far more than they anticipate. This is because larger businesses can not supply you personal customization, and you end up paying more for options that you won’t ever need. This is where Fenner Esler can help. Through our industry information and A-rated connections, we’re an independent structural engineers PL company that can help you to find a plan that will fit your needs precisely, whatever the size of your firm. Structural engineers insurance which you can manage is the outcome. The conditions of your Errors and Omissions Insurance coverage are also able to be scaled relative to the sort of work you are accepting, in case you suddenly discover you have bigger jobs than expected. Something an independent structural engineers E & O broker like Fenner Esler can offer you is the capability to take out insurance for a specific project. If you take on a single big job that will require more insurance, you can manage it without the need to update your normal coverage.

Insurance Broker Structural Engineers

This process is no less crucial than including a new team member to your firm or company. As independent professional liability insurance brokerage specializing in E&O Insurance For structural engineers, Fenner Esler can offer an advantage with risk management advice. How to distribute the risk of large tasks is one such instance that any structural engineer will find helpful. When there are delays in a project beyond the structural engineer’s management, the structural engineers Errors and Omissions Insurance expert can also assist with negotiating deal terms to keep them from assuming liability.

Structural Engineers Professional Liability Insurance Broker

Fenner and Esler has been a quality independent structural engineer insurance company for more than 30 years. Our experts in structural engineer insurance ensure that all of your requirements are met and that you are fully alert to all hazards related to the job with our risk management services. We’re constantly looking over proposals and contracts to make sure that none of our clients are taking a risk with the amount of liability they may assume for any specific job. We like keeping our customers current on the best risk management developments available. The individual focus we provide to our clients is what sets us apart from an online structural engineers insurance that merely makes contact when a premium is due or it’s time to renew the coverage.