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When it comes to insurance for design professionals, Fenner & Esler is a leading choice as an experienced architect & engineer insurance company. Regardless of the size of a company, all structural engineers in Colorado need to have Professional Liability Insurance, or errors and omissions insurance for structural engineers. structural engineers and engineering firms require financial protection, and professional liability insurance, specifically for structural engineers, offers this safety against breach of contract or neglect accusations. When you need a professional liability insurance broker, the best choice is Fenner Esler. We are specialists in dealing with the insurance needs of structural engineers, engineers, and other design professionals.

Engineers Insurance

When design professionals make the error of going without the services of an architects & engineers insurance company they quickly find they are not permitted bid for high value contracts. Just about all contracts, federal and state, demand structural engineer insurance prior to letting a structural engineer make a bid for a contract. Some engineers prefer to depend only on a project policy because this can help with gaining smaller contracts. The only drawback is the fact that the expenses on a lot of these policies could get extremely high. If the unthinkable happens and a claim is made, the structural engineer is likely going to have to pay at least $250,000 out of pocket before the coverage starts to cover the expenses related to litigation. A small firm could go bankrupt attempting to meet that deductible and an independent structural engineer would be ruined. Our team of structural engineer insurance specialists ensure the structural engineer insurance our clients select has decent and affordable deductibles, protecting the viability of the firm.

Structural Engineer Insurance Broker

The possibility of a lawsuit which claims some omission or error in a project that they have designed results in property damage or personal injury is a reality for even the most diligent structural engineer. Typically this sort of legal action occurs a long time after the completion of the project. Even if the claims of negligence are frivolous, the cost of litigation may be considerable. For the individual structural engineer as well as engineering firms, structural engineers insurance has a value that must not be underestimated. Determine the right course of action by looking at the merits of the suit.

Structural Engineers Insurance

Possessing structural engineer employment practice liability insurance is important for any firm. Conflicts may arise out of nowhere, no matter what the environment in your structural engineering firm could be like. These situations have to be instantly addressed since such disputes frequently have a harmful impact on staff morale, and even though many are resolved fairly easily, it’s not difficult for all these events to get out of control. The price of litigating and settling employment practice lawsuits continues to grow every year, which can devastate a structural engineers company that doesn’t have structural engineer EPLI. We have created a team here at Fenner and Esler comprised of top risk management experts to design employment practice insurance for structural engineers which takes into account the amount of staff and outside contractors that work for the company so that they’ll ensure that no structural engineer is ever under insured or over insured.

Structural Engineer PL Insurance Coverage

The importance of having insurance from a qualified structural engineer insurance broker shouldn’t ever be underestimated. It is a common error of structural engineers to falsely think they are better off saving the money by not insuring. They discover years later, when a lawsuit occurs, even if it’s frivolous, that they are in trouble. People who choose to self insure often discover that they both didn’t expect the true price of litigation, or else were tempted to take out the cash for other expenses. We can offer comprehensive liability insurance coverage at Fenner & Esler. The potential for settling claims or defending one’s self in court makes Errors & Omissions Insurance Coverage for structural engineers complete requirement.

Structural Engineer Insurance

Many people find architect & engineer insurance on the web and find it is much more than they anticipate. Generally, the E and O Insurance plans offered on the Internet are one size fits all policies that offer more protection than what’s desired by small firms. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from a number of A-rated carriers that is suited to the requirements of your company. This makes the premium for the insurance much cheaper. Another advantage of using Fenner Esler is that our policies are scalable so that as the engineering firm take on bigger projects, the limits of liability of the policy may be enlarged. In the event that a firm is given a project considerably larger than their normal contracts, an insurance specialist from the professional liability insurance brokerage can arrange a per task structural engineers O & E Insurance policy without the cost of expanding the coverage of the principal policy.

Insurance Broker Structural Engineers

This procedure is no less important than adding a partner to your firm or business. Advice for risk management methods is another advantage of using an independent professional liability insurance brokerage like Fenner Esler. The way to distribute the risk of big projects is one example that any structural engineer will find useful. When there are delays in a task beyond the structural engineer’s management, the structural engineers Professional Liability Insurance specialist may also help with negotiating deal terms to keep them from assuming liability.

Structural Engineers Professional Liability Insurance Coverage Brokerage

Having more than 30 years of experience as an independent structural errors and omissions insurance broker for engineers our specialists not only design customized insurance policies to meet the needs of our clients, but we also provide complete risk management services. We’re continuously evaluating proposals and contracts to be certain that our clients aren’t taking a risk with the amount of liability they might take on for any specific job. We endeavor to keep you up to date on the latest innovations and best courses of action within the area of risk management. We take pride within the individual attention that we offer to all of our customers, something which sets us apart from online structural engineers E & O insurance broker that just call you if they’re looking for money or a contract renewal.