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Fenner & Esler is a leading choice as an independent engineer & architect insurance company serving your needs as a design professional. Regardless of the size of a company, all structural engineers in Colorado need to have Professional Liability Insurance, or errors and omissions insurance for structural engineers. Structural engineer insurance offers professional the monetary protection they want in case of allegations of neglect or breach of contract. Fenner Esler is your best choice when you’re looking for a professional liability insurance company. We’re not simply brokers, but experts at dealing with the needs of structural engineers, giving you the protection you need.

Engineers Insurance

Errors aren’t only limited to rookie structural engineers. If a company makes the error of attempting to bid for contracts without the services of an architect & engineer insurance company, the professionals find out quite quickly that they aren’t able to bid for the contracts of higher value. Almost all contracts, state and federal, need structural engineers E & O insurance coverage before they are even able to let a structural engineer place a bid on a contract. Many engineers prefer to rely solely on a project policy since this can assist with attaining smaller contracts. The only drawback is the fact that the expenses on a lot of these policies could get extremely high. Any structural engineer could be at the foul side of a claim when it is made, and these could be expensive ordeals that may occasionally require the engineer themselves to pay out a considerable amount of their own money prior to any legal expenses being covered by the policy. A small firm can go bankrupt attempting to meet that deductible and an independent structural engineer could be ruined. Fenner and Esler’s team of structural engineers insurance specialists make sure the structural engineer insurance our customers choose has fair and affordable deductibles, which protects the viability of the firm.

Structural Engineer Insurance Brokerage

Even the most diligent structural engineers who follow all the industry’s best practices run the risks of a lawsuit claiming that some omission or error in a project they worked on caused physical injury or property damage. Usually this sort of legal action is pursued a great deal of time after the completion of the project. Even if the accusations of negligence end up being frivolous, the legal cost will be high. For individual structural engineers as well as engineering firms, structural engineer insurance has an importance that must not be underestimated. Structural engineers insurance serves to insure structural engineers against legal expenses, in addition to the costs associated with legal settlement actions or issuing payment to the plaintiff if the court sides against the structural engineers or firm. If it so happens that a former client files a suit against the structural engineer or firm, the insurance company will obtain legal representation to aid in determining the merits of the suit to determine the right course of action.

Structural Engineers Insurance

Having structural engineers employment practice liability insurance is important for any firm. Conflicts can come up out of nowhere, no matter what the environment in your structural engineering firm might be like. In some instances, these disputes are easily resolved, but the potential also exists for a disagreement to escalate into claims of discrimination or harassment. The price of settling and litigating employment practice lawsuits continues to increase each year, which can devastate a structural engineers firm that doesn’t have employment practice liability insurance for structural engineers. Our team of risk management specialists at Fenner and Esler creates structural engineer employment practice insurance policies that take into account the amount of employees and independents contractors that work for the firm to make sure the structural engineer is neither over insured or under insured.

Structural Engineer PL Insurance

You shouldn’t ever underestimate the how essential it is to obtain insurance from a qualified structural engineers insurance brokerage . While some engineers prefer to go without this protection under the false premise that the project owner’s insurance provides safety in case of a claim, some find, frequently when a claim is brought forth years after, that they aren’t protected. Others might opt to self-insure only to realize that the expense of litigation and lawful defense is much more than the structural engineer anticipated. The possibility for settling claims or defending one’s self in court makes structural engineer PL absolute requirement.

Structural Engineer Insurance

When asked why they opt out of architects & engineers insurance company many professionals mention the cost of the procedures which they have found online. This is because larger companies can’t supply you individualized customization, and you end up paying more for services that you won’t ever require. This is where Fenner Esler can help. Through our industry knowledge and A-rated connections, we’re an independent structural professional liability insurance broker for engineers that can help you to find a plan that will fit your needs exactly, whatever the size of your company. The result is structural engineers insurance that is a lot more affordable. Another advantage of using Fenner Esler is that our policies are scalable so that as the engineering firm take on bigger jobs, the limits of liability of the policy can be enlarged. In the occasion that a business is awarded a project considerably bigger than their normal contracts, an insurance specialist from the professional liability insurance brokerage can arrange a per task E and O Insurance For structural engineers coverage without the expense of expanding the protection of the primary policy.

Insurance Company Structural Engineers

You must always treat employing an engineers & architects insurance company just the same as if you were appointing a new partner for the company. As independent professional liability insurance brokerage specializing in Omissions and Errors Insurance For structural engineers, Fenner Esler can provide an advantage with risk management guidance. Lots of structural engineers need assistance with issues like spreading out the risk of huge jobs to reduce the opportunity of lawsuits, errors or omissions. Furthermore, the PLI for structural engineers expert provides assistance during contract negotiations in conditions of developing provisions to protect the structural engineer or design professional from liability when they are delays in a project that are beyond the control of the structural engineer.

Structural Engineers Professional Liability Insurance Coverage Company

With more than 30 years of expertise as an independent structural E & O insurance coverage brokerage for engineers our specialists not only create customized insurance policies to meet the requirements of our customers, but we also offer comprehensive risk management services. For instance, we look over each contract and proposal to ensure our customers are not taking any risks on any of their projects. We like to keep our customers current on the most effective risk management developments available. We take pride within the individual attention that we offer to every one of our clients, something which sets us apart from on-line structural engineer E & O company that only contact you if they’re looking for money or a contract renewal.