logo


In terms of insurance for design professionals, Fenner & Esler is a leading choice as an experienced architects & engineers insurance company. Every structural engineer in Massachusetts should have structural engineers professional liability, or errors and omissions insurance, aside from the business’s size. structural engineers and engineering firms require financial protection, and professional liability insurance, especially for structural engineers, provides this protection against breach of contract or negligence accusations. When you need a professional liability insurance brokerage, the best choice is Fenner Esler. We aren’t simply brokers, but experts at dealing with the needs of structural engineers, providing you with the protection you need.

Engineer Insurance

When design professionals make the error of going without the services of an architects & engineers insurance company they quickly discover they aren’t eligible to bid for contracts of high value. Most federal and state contracts need structural engineers to have structural engineer insurance to even bid on a contract. Many engineers prefer to rely only on a project policy since this can help with attaining smaller contracts. The only drawback is the fact that the expenses on a lot of these policies could get astronomically high. Worst-case scenario is that a claim is brought forth, which causes the structural engineer to pay at least $250,000 of their own hard-earned money before the policy begins to cover any lawsuit-related expenditure. Meeting this deductible would financially bankrupt most smaller firms and independent structural engineers. Our team of structural engineer insurance experts make certain the structural engineer insurance our clients choose has reasonable and affordable deductibles, protecting the viability of the company.

Structural Engineers Insurance Broker

Even the most thorough structural engineer that sticks to all the industry’s rules to the best of their ability must understand the chances of a lawsuit which alleges that an omission or error in a project they designed resulted in property damage or personal injury. Usually such litigation occurs years after a project has been completed. The legal expense can be substantial even if the claims of negligence end up being proved false. For the individual structural engineer and engineering companies alike, structural engineer professional liability insurance coverage is vital to protect against the staggering legal fees involved in E&O litigation. Determine the best course of action by determining the merits of the suit.

Structural Engineer E & O Insurance

Having employment practice insurance for structural engineers is important for any firm. Conflicts can come up out of the blue, no matter what the environment in your structural engineering firm might be like. These situations have to be promptly addressed as these disagreements frequently have a harmful influence on staff morale, and even though most are resolved fairly easily, it’s not hard for these situations to get out of control. The price of litigation and settlements for employment practice lawsuits are always rising, and this may wreak havoc on a structural engineers firm that has no structural engineers employment practice insurance set up. Our team of risk management experts at Fenner and Esler creates EPLI for structural engineers policies that take into consideration the number of employees and independents contractors who work for the firm to make certain the structural engineer is neither over insured or under insured.

Structural Engineer Insurance

You should never underestimate the importance of obtaining insurance from a qualified structural engineer E & O company . It’s a common error of structural engineers to falsely think they are better off saving the funds by not insuring. They find out years after, when a lawsuit occurs, even if it’s frivolous, that they are in big trouble. Others may opt to self-insure only to find that the cost of litigation and lawful defense is much greater than the structural engineer anticipated. The possibility for settling claims or defending one’s self in court makes PL for structural engineers complete requirement.

Structural Engineer Insurance

Many beginning design professionals find that they opt out of insuring because the estimates they frequently see for architects & engineers insurance are considerably high. The reason being these plans are often one size fits all policies, which really do not work in your best interest. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from several A-rated carriers that is suited to the wants of your firm. Structural engineers insurance that you can afford is the final result. The problems of your E & O Insurance policy are also able to be scaled relative to the sort of work you are accepting, in case you suddenly find you have bigger jobs than anticipated. Something an independent structural errors and omissions insurance company for engineers like Fenner Esler will offer you is the power to obtain insurance for a special project. If you take on just one big job that may require more insurance, you can manage it without needing to update your regular policy.

Insurance Brokerage Structural Engineers

You must always treat selecting an architects & engineers insurance company just the same as if you were appointing a new team member for the business. As independent professional liability insurance brokerage specializing in structural engineers O&E Insurance, Fenner Esler can also provide an edge with risk management guidance. Many structural engineers want assistance with things like spreading out the risk of big jobs to decrease the opportunity of lawsuits, errors or omissions. There are forces that will be beyond the structural engineers management, and an expert in structural engineers insurance will be able to help negotiate contracts to the structural engineer will assume minimal liability.

Structural Engineer PL Insurance Coverage Broker

Having over thirty years of expertise as an independent structural engineer insurance broker our specialists don’t just design customized insurance policies to meet the needs of our clients, but we also offer complete risk management services. We are continuously evaluating contracts and proposals to ensure that our clients are not taking a risk with the amount of liability they may take on for any given project. We endeavor to keep our clients current on the newest innovations and best courses of action within the area of risk management. We take pride within the individual attention that we supply to every one of our customers, something that sets us apart from online structural engineers E & O insurance coverage broker that just call you if they’re looking for money or a contract renewal.