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PL Insurance Broker Structural Engineers Michigan

Fenner & Esler is a top choice as an independent architects & engineers insurance company serving your needs as a design professional. Every structural engineer in Michigan should have structural engineers professional liability, or errors and omissions insurance, no matter the firm’s size. Structural engineer insurance offers professional the financial protection they desire in the event of allegations of neglect or breach of contract. When looking for a professional liability insurance company, the best choice is Fenner Esler. We’re not simply brokers, but experts at dealing with the needs of structural engineers, providing you with the protection you need. We’re the only choice you will need for engineers insurance because of this.

Engineers Insurance

Any structural engineer who decides to take on a job while lacking the services of an architects & engineers insurance company usually finds out suddenly they’re ineligible to make a move for any high dollar contracts. Having structural engineer insurance is normally a necessity in regards to bidding on the great majority of federal and state contracts. Some engineers choose to rely exclusively on a project policy since this may assist with attaining smaller contracts. The only negative is the fact that the expenses on some of these policies could get astronomically high. Worst-case scenario is that a claim is made, which causes the structural engineer to pay at least $250,000 of their own hard-earned cash before the policy starts to cover any lawsuit-related expense. A financial deficit this large could potentially destroy most small firms and any structural engineers that are self-employed. Fenner and Esler’s team of structural engineers insurance experts ensure the structural engineers insurance our clients pick has fair and affordable deductibles, protecting the viability of the firm.

Engineer Insurance

Never make the mistake of thinking you’re above the need for architect & engineers insurance. The chance of a lawsuit alleging that some omission or error in a building or structure that they have designed causes physical injury or property damage is a situation faced by even the most skilled structural engineer. For the most part such legal action occurs years after a project is completed. Even if the allegations of negligence end up being frivolous, the legal cost will be substantial. For individual structural engineers as well as engineering companies, structural engineers insurance is vital to protect against the staggering legal fees that come with O&E litigation. Structural engineer insurance serves to insure structural engineers against the costs of litigation, as well as from expenses that come with legal settlement actions and issuing payment to the plaintiff if a judgment is made against the structural engineers or firm. If it so happens that someone files a suit against the firm or structural engineer, legal representation will be secured by the insurance company to help with determining the merits of the suit to come up with the best way to deal with it.

Engineers Insurance Company

There’s a large number of reasons to choose Fenner & Esler when you’re in need an architects & engineers insurance broker. Here are several examples:

  • Decades of experience
  • Personalized attention
  • Flexible insurance plans
  • Personalized risk management services

Contact us today to find out first-hand to find out first-hand why Fenner & Esler is such a highly rated choice for architect & engineers insurance coverage.

Structural Engineer Insurance Company

We offer other services in addition to professional liability architect & engineers insurance coverage as well. Having employment practice insurance for structural engineers is important for any firm. Even in the most tightly-knit structural engineer companies, employer-employee conflicts come up. Most of the time disputes could be taken care of quite quickly, but companies should be prepared for the off-chance that they amount to what is possibly the worst-case scenario of harassment or discrimination claims. The costs of litigation and settlements for employment practice lawsuits are forever increasing, and this can cause considerable damage to a structural engineers firm that has no structural engineers EPLI in place. Here at Fenner and Esler our specialists create a structural engineer employment practice liability insurance policy that takes into account each facet of your practice to ensure no structural engineers are ever over or under insured.

Structural Engineer Professional Liability Insurance

You shouldn’t ever underestimate the how essential it is to obtain insurance from a qualified structural engineers errors & omissions insurance coverage brokerage . While some engineers choose to go without this coverage under the false assumption that the project owner’s insurance will give you protection in case of a claim, some find, frequently when a claim is brought forth years later, that they aren’t protected. Others might choose to self-insure only to find that the cost of litigation and lawful defense is much greater than the structural engineer anticipated. We can offer comprehensive liability insurance coverage at Fenner & Esler. The possibility for settling claims or defending one’s self in court makes structural engineer E & O absolute requirement.

Structural Engineer Insurance

When asked why they opt out of architect & engineers insurance company many professionals cite the expense of the policies which they have found online. This is because larger companies can’t supply you individualized customization, and you end up paying more for options that you will never need. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from several A-rated carriers that is suited to the wants of a small firm. Structural engineers insurance that you can manage is the final result. Another advantage of using Fenner Esler is that our policies are scalable so that as the engineering firm take on larger jobs, the limits of liability of the policy can be expanded. In the event that a business is awarded a project considerably larger than their customary contracts, an insurance specialist from the professional liability insurance brokerage can organize a per project structural engineers O and E Insurance policy without the cost of enlarging the protection of the principal policy.

Insurance Brokerage Structural Engineers

When searching for a architect & engineers insurance company, it is helpful to consider the process as similar to including a partner into your firm. Guidance for risk management methods is another benefit of using an independent professional liability insurance brokerage like Fenner Esler. The way to spread the risk of big jobs is one such example that any structural engineer will find helpful. When there are delays in a project beyond the structural engineer’s management, the E&O Insurance for structural engineers expert can also help with negotiating contract terms to keep them from assuming liability.

Engineer PL Insurance Coverage Company

Having more than thirty years of experience as an independent structural insurance company for engineers our specialists don’t just design customized insurance policies to meet the needs of our clients, but we also provide complete risk management services. We are constantly looking over contracts and proposals to ensure that our customers are not taking a risk with the amount of liability they may assume for any specific project. We strive to keep our clients up to date regarding the latest innovations and best courses of action within the area of risk management. We take pride within the individual attention that we supply to all of our clients, something which sets us apart from on-line structural E & O insurance coverage brokerages for engineers that just call you when they’re looking for money or a contract renewal.