Fenner & Esler is a top choice in terms of insurance from an independent engineer & architect insurance company. Regardless of the size of a business, all structural engineers in Alabama need to have Professional Liability Insurance, or errors and omissions insurance for structural engineers. structural engineers and engineering firms need financial defense, and professional liability insurance, specifically for structural engineers, provides this safety against breach of contract or negligence accusations. When you need a professional liability insurance broker, your best choice is Fenner Esler. We’re experts in dealing with the insurance needs of design professionals, including structural engineers and engineers. This is the reason we’re the only choice you’ll need for engineers insurance.

Engineers Insurance

When design professionals make the error of going without the services of an architect & engineers insurance company they find quickly they’re not eligible to bid for contracts of high value. Almost all contracts, federal and state, require structural engineers professional liability insurance coverage prior to letting a structural engineer place a bid for a contract. Other engineers opt to count on a project policy, which may assist them in winning smaller contracts, but these policies have astonishingly high deductibles. Worst-case scenario is that a claim is made, which causes the structural engineer to pay at least $250,000 of their own hard-earned cash before the policy starts to cover any litigation-related expense. Meeting this deductible would financially bankrupt most smaller companies and independent structural engineers. Fenner and Esler’s team of structural engineers insurance experts ensure the structural engineer insurance our clients pick has reasonable and affordable deductibles, which protects the viability of the firm.

Engineer Insurance

Thinking you’re above the need for architect & engineers insurance is a mistake you should never make. Even the most conscientious structural engineers who follow all the industry’s rules to the letter run the chances of a lawsuit which alleges that some error or omission in a project they worked on resulted in personal injury or property damage. For the most part this kind of legal action is pursued a great deal of time after the completion of the project. The legal expense may be substantial even when the allegations of negligence turn out to be proved false. Structural engineer insurance is invaluable for the protection of individual structural engineers, as well as engineering firms, from the terrible legal expenses for omissions and errors litigation. Structural engineer insurance acts as protection from the price of litigation, in addition to fees that come with legal settlement actions or paying the plaintiff in the event a judgment is made against the structural engineers or firm. If it so happens that a suit is filed against the structural engineer or firm, legal representation will be secured by the insurance company to aid in determining the merits of the suit to come up with a suitable course of action.

Engineers Insurance Company

There are many reasons to select Fenner & Esler if you’re looking for architect & engineers insurance company. These are just a few:

• Flexible insurance plans
• Decades of experience
• Personalized risk management services
• Personalized attention

Find out first-hand why Fenner & Esler is such a highly rated choice for engineers & architects insurance coverage by getting in touch with us today.

Structural Engineers Insurance Company

We offer other services in addition to professional liability architect & engineer insurance coverage as well. Every firm can benefit from possessing structural engineer employment practice liability insurance. Even in the most tightly knit structural engineer companies, employer-employee conflicts come up. In some cases, such disputes are readily resolved, but the potential also exists for a disagreement to escalate into claims of discrimination or harassment. The costs of litigation and settlements for employment practice lawsuits are forever growing, and this may cause substantial damage to a structural engineers firm with no structural engineer EPLI set up. We’ve created a team here at Fenner and Esler made up of leading risk management specialists to design employment practice insurance for structural engineers that takes into account the number of staff and outside contractors that work for the company so that they can ensure that no structural engineer is ever under insured or over insured.

Structural Engineer PL Insurance

The importance of obtaining insurance from an independent structural E&O insurance coverage company for engineers shouldn’t ever be underestimated. While some engineers choose to go without this protection under the false supposition that the project owner’s insurance will provide safety in the event of a claim, some find, frequently when a claim is brought forth years later, that they aren’t protected. The others decide to set aside the money themselves and self insure, only to realize that the expense of litigation is substantially more than they expected. We can offer comprehensive liability insurance coverage at Fenner & Esler. The requirement for Errors And Omissions Insurance Coverage for structural engineers becomes clear when one takes into account all these elements.

Structural Engineer Insurance

When asked why they opt out of architect & engineers insurance company many professionals mention the cost of the procedures that they’ve found online. The reason being these plans are frequently one size fits all policies, which really don’t function in your best interest. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from several A-rated carriers that is fitted to the wants of a small company. This makes the premium for the insurance far cheaper. Fenner Esler is the place to go because our plans are also scalable to satisfy the needs of your projects. If suddenly you discover you are taking on much bigger jobs, it’s simple to expand your E and O Insurance policy. Fenner Esler can even offer you specific per-project choices so that you can undertake just one big job without needing to pay more for your typical structural engineers insurance.

Insurance Brokerage Structural Engineers

This procedure is no less important than adding a partner to your firm or company. An often-overlooked advantage of making use of an independent professional brokerage like Fenner Esler for structural engineers Omissions and Errors Insurance is the risk management guidance that we can supply. How to spread the risk of large projects is one particular example that any structural engineer will find helpful. Furthermore, the structural engineers PL Insurance expert provides guidance during contract negotiations in terms of developing provisions to safeguard the structural engineer or design professional from liability when they are delays in a project that are beyond the control of the structural engineer.

Structural Engineers PL Insurance Coverage Company

We have more than 30 years of experience as a top independent structural engineer insurance brokerage with experts that don’t just create customized insurance policies, but the most all-inclusive risk management plans to meet the needs of our clients. For instance, we look over every contract and proposal to ensure that our customers are not taking any risks on any of their jobs. We like keeping our customers well-informed on the best risk management developments available. The individual attention we provide to our customers is what sets us apart from an on-line structural engineers insurance that simply makes contact when a premium is due or it’s time to renew your policy.