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Fenner & Esler is a top choice as an independent architects & engineers insurance company serving your needs as a design professional. Regardless of the size of a business, all structural engineers in California need to have Professional Liability Insurance, or errors and omissions insurance for structural engineers. structural engineers and engineering firms require financial defense, and professional liability insurance, especially for structural engineers, provides this safety against breach of contract or negligence accusations. Fenner Esler is your best choice the only choice you need to make for a professional liability insurance brokerage. We’re experts in dealing with the insurance needs of structural engineers, engineers, and other design professionals.

Engineer Insurance

Any structural engineer who chooses to take on a job while lacking the services of an architect & engineer insurance company typically discovers suddenly that they’re not able to make a move for any high dollar contracts. Most federal and state contracts need structural engineers to have structural insurance coverage for engineers to even bid on a contract. The engineers that hold their faith in a projects policy might get some smaller contracts in the beginning, but these run the danger of becoming very expensive with each of the expenses they could incur. Any structural engineer can be at the wrong side of a claim when it’s made, and these can be costly affairs that may sometimes require the engineer themselves to pay out a substantial amount of their own money before any legal expenses will be covered by the policy. Meeting this deductible would financially break most smaller companies and independent structural engineers. Our team of structural engineer insurance specialists ensure the structural engineer insurance our clients choose has fair and affordable deductibles, which protects the viability of the company.

Structural Engineers Insurance Company

Even the most conscientious structural engineer who follows all the industry’s best practices must understand the chance of a lawsuit claiming that some omission or error in a project they designed caused physical injury or property damage. Usually this legal action occurs years after the completion of the project. The legal expense can be substantial even if the allegations of negligence end up being frivolous. For the individual structural engineer and engineering companies alike, structural engineer insurance has an importance that cannot be underestimated. Structural engineers insurance acts as protection from legal fees, as well as from fees that come with legal settlement actions or paying the plaintiff if the court sides against the firm or structural engineer. If it so happens that a suit is filed against the firm or structural engineer, legal representation will be provided by the insurance company to help determine the merits of the suit to figure out a suitable course of action.

Structural Engineers Insurance

Any firm can benefit from possessing structural engineers employment practice liability insurance. Conflicts can happen in just about any workplace. Even the closest-knit structural engineer firms can be prone to them. Most of the time disputes may be addressed fairly quickly, but firms should be ready for the off-chance that they amount to what is potentially the worst-case scenario of discrimination or harassment claims. Settlements with disgruntled employees on average have risen annually, and these lawsuits can devastate a structural engineers firm if structural engineer employment practice insurance is not in effect. Our team of risk management specialists at Fenner and Esler creates employment practice liability insurance for structural engineers policies that take into consideration the number of employees and independents contractors who work for the company to make certain the structural engineer is neither over insured or under insured.

Structural Engineer Insurance

The importance of obtaining insurance from a qualified structural engineers insurance broker cannot be underestimated. While some engineers opt to go without this protection under the false supposition that the project owner’s insurance will give you protection in case of a claim, some find, often when a claim is brought forth years after, that they are not protected. Others opt to put away the cash themselves and self insure, only to discover that the expense of litigation is considerably greater than they expected. The possibility for settling claims or defending one’s self in court makes structural engineers Errors & Omissions Insurance Coverage absolute necessity.

Structural Engineer Insurance

Many individuals find architects & engineers insurance online and find that it’s far more than they expect. This is because bigger organizations cannot supply you personal customization, and you end up paying more for services that you will never require. This is where Fenner Esler comes in. We can tailor for you a customized structural engineer policy from a number of A-rated carriers that is fitted to the wants of a small business. The outcome is structural engineers insurance that is much cheaper. Fenner Esler is the place to go because our policies are also scalable to satisfy the needs of your projects. If suddenly you find you are dealing with much bigger jobs, it’s simple to expand your Professional Liability Insurance policy. In the occasion that a business is awarded a project much bigger than their customary contracts, an insurance specialist from the professional liability insurance brokerage can arrange a per project structural engineers Errors and Omissions Insurance policy without the expense of enlarging the protection of the primary policy.

Insurance Brokerage Structural Engineers

You must always treat hiring an architects & engineers insurance company just the same as though you were appointing a new partner for the business. Guidance for risk management strategies is another benefit of using an independent professional liability insurance brokerage like Fenner Esler. For example, they offer advice for young structural engineers about how you can spread the risk of large projects among the different specialists. When there are delays in a project beyond the structural engineer’s control, the PLI for structural engineers specialist can also help with negotiating contract terms to keep them from assuming liability.

Structural Engineer Professional Liability Insurance Coverage Company

We have more than 30 years of experience as a quality independent structural engineers insurance company with experts that don’t just create customized insurance policies, but the most all-inclusive risk management programs to satisfy the requirements of our customers. We’re always reviewing contracts and proposals to ensure that none of our clients are taking a risk with the amount of liability they may take on for any specific project. We like keeping our clients current on the very best risk management developments available. Every customer is treated with our complete attention regardless of how large or small they might be. We believe our personal touch really sets us apart from on-line structural PL companies for engineers who just really appear if they want your money.