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In terms of insurance for design professionals, Fenner & Esler is a top choice as an experienced structural engineer and structural engineer insurance broker. It is a given that any structural engineer in Texas shouldn’t be without O & E Insurance For structural engineers, or errors and omissions insurance. Quality structural E & O insurance coverage for engineers supplies professional financial protection to cover any claims of neglect or breach of contract which might arise. Fenner Esler is the top choice when you’re looking for a professional liability insurance brokerage. We are specialists in handling the insurance needs of structural engineers, engineers, and other design professionals.

Structural Engineers Insurance

Errors are not just restricted to novice structural engineers. If a firm makes the mistake of trying to secure contracts without PL insurance for structural engineers, the professionals find out very fast that they aren’t able to bid for higher value contracts. Most state and federal contracts require structural engineers to have structural PL insurance coverage for engineers to even bid on a contract. The engineers that hold their faith in a projects policy can obtain several smaller contracts initially, but these run the risk of getting very costly with every one of the expenses they can incur. Worst-case scenario is that a claim is brought forth, which causes the structural engineer to pay at least $250,000 of their own hard-earned money before the policy begins to cover any litigation-related expenditure. A financial deficit this big may potentially cripple many small firms and any structural engineers working for themselves. We have a group of agents that specialize in structural engineers insurance whose chief job is making certain our clients are protected by their policy at all times and do not have to suffer any unaffordable expenditure.

Structural Engineer Insurance Brokerage

Even the most competent structural engineer who follows all the industry’s rules to the best of their ability runs the chances of a lawsuit which claims that some omission or error in a project they designed was responsible for property damage or physical injury. Generally this sort of legal action occurs a great deal of time after the completion of the project. The legal cost can be considerable even if the accusations of negligence end up being proved false. For individual structural engineers as well as engineering firms, structural errors and omissions insurance for engineers is important to protect against the catastrophic legal fees involved in O & E litigation. Structural engineer insurance serves to protect structural engineers from legal fees, as well as from the costs associated with legal settlement actions or paying the plaintiff in case a judgment is made against the firm or structural engineer. In the event a former client files a suit against the structural engineer or firm, the insurance company will provide legal representation to help with determining the suit’s merits to figure out a suitable course of action.

Structural Engineer Insurance

Having structural engineer EPLI is important for any firm. Conflicts can happen in almost any workplace. Even the most closely-knit structural engineer companies could be susceptible to them. Such scenarios must be rapidly addressed as these disagreements often have a damaging influence on staff morale, and although many are resolved pretty easily, it’s not difficult for these situations to get out of control. The cost of litigating and settling employment practice lawsuits continues to grow each year, which can destroy a structural engineers business that doesn’t have EPLI for structural engineers. We’ve created a team here at Fenner and Esler comprised of top risk management specialists to create structural engineers employment practice liability insurance that takes into consideration the number of staff and outside contractors that work for the firm so they could ensure that no structural engineer is ever under insured or over insured.

Structural Engineers Liability Insurance Coverage

The importance of having insurance from a qualified structural errors & omissions insurance broker for engineers shouldn’t ever be underestimated. While some engineers choose to go without this protection under the false assumption that the project owner’s insurance will give you protection in the event of a claim, some find, often when a claim is made years after, that they aren’t covered. Others decide to set aside the funds themselves and self insure, only to find that the cost of litigation is significantly greater than they expected. The requirement for PL for structural engineers becomes clear when one considers all these elements.

Structural Engineer Insurance

Many people find structural engineer insurance on the web and find that it is far more than they anticipate. This is because bigger businesses can’t supply you personalized customization, and you wind up spending more for services that you won’t ever need. This is where Fenner Esler comes in. We can tailor for you a customized structural engineers policy from several A-rated carriers that is suited for the wants of your firm. This makes the premium for insurance much less expensive. Another benefit of using Fenner Esler is that our policies are scalable so that as the engineering firm take on larger jobs, the limitations of liability of the policy may be enlarged. Something an independent structural E&O insurance coverage company for engineers like Fenner Esler can provide you is the ability to obtain insurance for a particular job. If you accept a single big job which will require more insurance, you can manage it without the need to update your regular coverage.

Insurance Brokerage Structural Engineers

When looking for a structural E & O insurance coverage company for engineers, it is useful to think of the procedure as comparable to adding someone into your business. As independent professional liability insurance brokerage specializing in O&E Insurance For structural engineers, Fenner Esler can offer an advantage with risk management guidance. For instance, they provide guidance for young structural engineers about how to spread the risk of large projects among the different professionals. When there are delays in a task beyond the structural engineer’s management, the structural engineers O&E Insurance specialist can also assist with negotiating contract terms to keep them from assuming liability.

Structural Engineers PL Insurance Brokerage

We have over three decades of experience as a quality independent structural engineer insurance brokerage with specialists that create not only customized insurance policies, but the most all-inclusive risk management programs to meet the needs of our clients. For example, we review each proposal and contract to ensure our clients are not taking any risks on any of their projects. We work hard to keep our customers current with the newest innovations and best advice in the area of risk management. Each customer is treated with our complete attention regardless of how large or small they may be. We feel our personal touch really sets us apart from on-line structural E&O insurance coverage brokerages for engineers who only really appear if they’re looking for money.