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Fenner & Esler is a top choice as an independent architects & engineers insurance company serving your needs as a design professional. Regardless of the size of a business, all structural engineers in North Carolina need to have Professional Liability Insurance, or errors and omissions insurance for structural engineers. structural engineers and engineering firms require financial defense, and professional liability insurance, specifically for structural engineers, offers this safety against breach of contract or neglect accusations. Fenner Esler is the top choice the only choice you need to make for a professional liability insurance brokerage. We’re experts in handling the insurance needs of design professionals, including structural engineers and engineers.

Engineers Insurance

Mistakes are not just limited to novice structural engineers. If a company makes the mistake of attempting to secure contracts without the services of an architects & engineers insurance company, the professionals realize very fast that they can’t bid for the contracts of higher value. Virtually all contracts, state and federal, require structural engineers insurance prior to letting a structural engineer place a bid on a contract. The engineers who hold their faith in a projects policy can get some smaller contracts at first, but these run the danger of becoming very expensive with all of the expenses they could incur. If the unthinkable happens and a claim is brought forward, the structural engineer is likely going to be required to pay at least $250,000 out of pocket before the coverage begins to cover the expenses related to a suit. Meeting this deductible would financially bankrupt many smaller companies and independent structural engineers. Fenner and Esler’s team of structural engineers insurance experts make sure the structural engineer insurance our clients pick has acceptable and affordable deductibles, which protects the viability of the company.

Structural Engineers Insurance Company

Even the most conscientious structural engineer who follows all the best practices of the industry must understand the risks of a lawsuit claiming that an error or omission in a building or other structure they worked on caused personal injury or property damage. For the most part litigation of this type is pursued a long time after a project has been completed. The cost of litigation can be substantial even when the claims of negligence end up being frivolous. Structural engineer insurance is essential for protecting structural engineers individually, in addition to engineering firms, from the devastating financial costs of errors and omissions litigation. Structural engineers insurance serves to protect structural engineers from legal expenses, in addition to fees associated with settling legal actions or issuing payment to the plaintiff if a judgment is made against the structural engineers or firm. If it so happens that a suit is filed against the structural engineer or firm, the insurance company will secure legal representation to assist in determining the merits of the suit to figure out the best method of dealing with it.

Structural Engineers Insurance

Every firm will benefit from having structural engineer EPLI. Conflicts can happen in any workplace. Even the most closely-knit structural engineer firms can be prone to them. In some cases, such disputes are readily resolved, but the potential also exists for a disagreement to escalate into allegations of harassment or discrimination. The price of litigation and settlements for employment practice lawsuits are forever rising, and this can cause considerable damage to a structural engineers firm with no employment practice insurance for structural engineers set up. Here at Fenner and Esler our specialists craft a structural engineer employment practice insurance policy that examines each facet of your practice to make sure no structural engineers are ever over or under insured.

Structural Engineer Insurance

The importance of having insurance from an independent structural engineer professional liability company shouldn’t ever be underestimated. It is a common fault of structural engineers to falsely believe they are better off saving the money by not insuring. They discover years after, when a lawsuit occurs, however frivolous, that they are in big trouble. People who choose to self insure often discover that they either did not expect the true cost of litigation, or else were tempted to get the cash for other expenses. The necessity for Errors & Omissions for structural engineers becomes obvious when one takes into account all these aspects.

Structural Engineer Insurance

When asked why they opt out of architect & engineer insurance company many professionals cite the expense of the guidelines they’ve found online. Generally, the E&O Insurance plans offered on the net are one size fits all policies that offer more protection than what’s desired by small firms. No matter your business’s size, at Fenner Esler we can help you to locate an idea where you will have all the protection you could demand without spending additional funds that you don’t want to. This makes the premium for the insurance a lot more affordable. Fenner Esler is the place to go because our plans are also scalable to suit the needs of your projects. If suddenly you find you are accepting much larger jobs, it’s simple to expand your Professional Liability Insurance coverage. Something an independent structural errors & omissions insurance brokerage for engineers like Fenner Esler can provide you is the power to get insurance for a particular project. If you accept just one huge job that will need more insurance, you can handle it without needing to update your normal policy.

Insurance Company Structural Engineer

You must always treat employing an architect & engineer insurance company exactly the same as if you were appointing a new team member for the business. Advice for risk management strategies is another benefit of using an independent professional liability insurance brokerage like Fenner Esler. How you can distribute the risk of large tasks is one particular instance that any structural engineer will find useful. In addition, the E and O Insurance for structural engineers expert provides assistance during contract negotiations in conditions of developing provisions to protect the structural engineer or design professional from liability when they are delays in a job that are beyond the control of the structural engineer.

Structural Engineers PL Insurance Brokerage

We’ve got over three decades of experience as a quality independent structural engineers insurance company with experts that don’t just create optimized insurance policies, but the most all-inclusive risk management programs to meet the needs of our customers. For example, we look over every proposal and contract to ensure our customers aren’t taking any risks on any of their jobs. We also keep our customers up-to-date on the latest advances in the best practices related to risk management. We take pride in the individual attention that we supply to all of our clients, something which sets us apart from online structural engineer E&O insurance broker that only call you if they’re looking for money or a contract renewal.