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In terms of insurance for design professionals, Fenner & Esler is a leading choice as an experienced architects & engineers insurance company. Regardless of the size of a company, all structural engineers in West Virginia need to have Professional Liability Insurance, or errors and omissions insurance for structural engineers. Structural engineer insurance offers professional the monetary protection they want in the event of allegations of negligence or breach of contract. Fenner Esler is the top choice the only choice you need to make for a professional liability insurance brokerage. We are specialists in handling the insurance needs of design professionals, including structural engineers and engineers.

Engineer Insurance

When design professionals make the error of going without the services of an engineers & architects insurance company they quickly find they aren’t permitted bid for contracts of high value. Just about all contracts, federal and state, demand structural engineer insurance prior to letting a structural engineer make a bid on a contract. Some engineers prefer to depend exclusively on a project policy as this can assist with attaining smaller contracts. The only drawback is that the expenses on some of these policies can be astronomically high. Any structural engineer can be at the foul side of a claim if it is made, and these could be costly affairs that could occasionally require the engineer themselves to pay out a substantial amount of their own money before any legal expenses will be covered by the policy. A small firm would go bankrupt attempting to meet that deductible and an independent structural engineer would be ruined. We have a group of agents who specialize in structural engineer insurance whose main job is making sure that our clients are safeguarded by their coverage at all times and don’t have to suffer any unaffordable expenses.

Structural Engineer Insurance Company

Even the most thorough structural engineers who follow all the regulations of the industry to the letter run the chances of a lawsuit alleging that an omission or error in a building or other structure they designed resulted in property damage or physical injury. For the most part legal action of this nature is pursued a long time after the completion of the project. The legal expense may be substantial even when the claims of negligence are proved false. For individual structural engineers and engineering companies alike, structural engineer insurance has an importance that must not be underestimated. Structural engineers insurance serves to insure structural engineers against legal expenses, in addition to the costs that come with settling legal actions and issuing payment to the plaintiff in case a judgment is made against the firm or structural engineer. In the event a suit is filed against the firm or structural engineer, the insurance company will provide legal representation to help with determining the merits of the suit to determine a suitable course of action.

Structural Engineers Insurance

Every firm can benefit from having structural engineer employment practice liability insurance. Conflicts may arise out of the blue, no matter what the environment in your structural engineering firm might be like. These situations have to be instantly taken care of as these disputes frequently have a damaging effect on staff morale, and although most are resolved fairly easily, it is not difficult for these events to get out of control. Settlements with disgruntled employees on average have increased every year, and these lawsuits can result in substantial damage to a structural engineers company if employment practice insurance for structural engineers isn’t in effect. Our team of risk management specialists at Fenner and Esler designs employment practice liability insurance for structural engineers policies which take into account the number of workers and independents contractors who work for the company to ensure the structural engineer is neither over insured or under insured.

Structural Engineer Insurance

The importance of having insurance from an independent structural PL broker for engineers shouldn’t ever be underestimated. One suit can wipe out a small business, even if the structural engineer is found not liable in the end. For this reason, it is crucial to ensure you are covered. Some young structural engineers disregard this reality and decide to save money and not insure themselves Those who elect to self insure often discover that they either did not expect the actual cost of litigation, or else were tempted to get the money for other expenses. Without PL for structural engineers, the price of settling claims or defending against unfounded allegations of negligence has the potential to bankrupt a business.

Structural Engineer Insurance

When asked why they opt out of architects & engineers insurance company many professionals cite the cost of the policies that they’ve found online. This is because these policies are frequently one size fits all policies, which truly don’t work in your best interest. This is where Fenner Esler can help. Through our market understanding and A-rated connections, we’re an independent structural E & O insurance coverage broker for engineers that can help you to find a policy that will fit your needs precisely, whatever the requirements of your company. Structural engineer insurance which you can afford is the end result. Fenner Esler is the place to go because our policies are also scalable to satisfy the needs of your jobs. If suddenly you find you are accepting much larger jobs, it is easy to expand your O and E Insurance policy. Fenner Esler can even offer you specific per-project options to ensure that you can undertake just one large job without having to pay more for your typical structural engineer insurance.

Insurance Brokerage Structural Engineers

You should always treat selecting an architects & engineers insurance company exactly the same as though you were appointing a new partner for the firm. Guidance for risk management strategies is another advantage of using an independent professional liability insurance brokerage like Fenner Esler. For example, they provide advice for young structural engineers about how you can spread the risk related to huge projects among the different professionals. There are forces that will be beyond the structural engineers control, and a specialist in structural engineers insurance will have the ability to help negotiate contracts to the structural engineer will assume minimal liability.

Structural Engineers Liability Insurance Broker

We have more than 30 years of experience as a top independent structural engineers insurance brokerage with specialists that create not only optimized insurance policies, but the most all-inclusive risk management programs to satisfy the requirements of our customers. For example, we evaluate proposals and contracts to ensure that our clients aren’t assuming a disproportional amount of liability for a job. We also keep our clients up-to-date on the latest advances in the best practices related to risk management. The individual attention we provide to our customers is what sets us apart from an on-line structural engineer insurance that only makes contact when a premium is due or it is time to renew your coverage.